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Whether you’re a farmer, contractor or miner, insurance for your plant or equipment can cover your business assets from various risks. Chubb has a long standing history of providing insurance solutions for mobile plant & equipment, including the provision of insurance programs for some of the world’s leading plant & equipment manufacturers and distributors. In Australia, Chubb has provided mobile plant & equipment insurance solutions since 2007.

Mobile Plant & Equipment Highlights

Chubb’s package policy provides cover for a wide range of mobile plant & equipment types in a diverse range of industries and has the capability to provide insurance protection for material damage, increased costs of working, loss of income, registered machine liability “Road Risk” and general liability.


We have a strong focus on the following industries:

  • Earthmoving/excavation contractors
  • Road making equipment
  • Mining – above ground, open cut
  • Directional drilling
  • Plumbers
  • Plant hire companies
  • Agricultural (excluding harvesting) / farming (tractors and farm implements such as tillage, planters, discs, grinders/mixers, spreaders/fertilisers)
  • Grape and other fruit harvesting
  • Access equipment, elevated work platforms and materials handling equipment
  • Drilling operators – not oil or gas 
  • Quarry operators



In addition to a comprehensive level of additional covers, our mobile plant & equipment insurance policy also includes the following features in the material damage section of our wording:

Section 1 - Damage to Machines Basis of Settlement

- Replacement value on machines less than 60 months old up to sum insured. 

Traditional mobile plant and equipment products typically only allow for market value as the basis of settlement regardless of the machines age. With Chubb, the insured is able to obtain a new machine when a machine less than 5 years old is involved in a total loss scenario.

Other policy highlights include:

  • No Average Clause
  • Standard commission of 15%
  • Registered machine limit of liablity up to $30m
  • General liability limit up to $30m
  • Accessories, tools and spare parts (up to $25,000)
  • GAP cover for machines over 5 years old and under finance now available as an additional coverage


Why Chubb?

Our focused underwriting approach enables us to provide consistent and competitive terms in our chosen segments, all backed by our:

  • strong financial rating;
  • renowned claims service;
  • long-term commitment to the Australian market;
  • local underwriting expertise; and
  • strong loss control capabilities.


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