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Accidents can happen during your commute to work and back. But if you’re insured, this market leading policy can protect your financial security the way workers’ compensation schemes in some states can’t. It provides both lump sum and weekly benefit payments in the event of death or disablement, and even assists in your recovery and return to work.

Coverage Highlights

What it covers

Coverage under the Policy Wording and PDS:

  • Accidental death
  • Disability lump sum payments
  • Weekly loss of income benefits
  • Fractured bones benefits
  • Tuition or Advice expenses
  • Replacement staff/Recruitment costs
  • Corporate image protection
  • Funeral expenses


Benefits under the 2015 Policy Wording and PDS

  • Age limit increased to 85 years, however limitations apply from age 75
  • The ‘Return to Work Assistance’ benefit is designed to assist a person’s recovery and recommencement at work
  • Cover has been widened to include disability benefits 1-19
  • Covers a gap in some workers’ compensation schemes
  • Provides benefits to both the employer and employee
  • Single payment (fixed amount, or proportion or multiple of salary) for death, loss of limbs/eyes, or permanent total disablement arising from a bodily injury caused by an accident
  • Weekly benefits for temporary total disablement or temporary partial disablement arising from a bodily injury caused by an accident

Why choose Chubb?

  • An enhanced policy with broad coverage and a host of additional benefits
  • Expert service from local underwriting and claims personnel
  • A truly global network of expertise and servicing capability

Chubb Journey Accident Insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020; AFSL 239687) (Chubb). Chubb only provides general advice and does not consider your objectives, financial situation or needs. Chubb has prepared a Target Market Determination (TMD) for this product as required under section 994B of the Corporations Act 2001 (Cth). The TMD sets out who this product has been designed for and who it is not suitable for and identifies the conditions and restrictions on its distribution. A copy of the TMD for this product can be found here. The TMD is not a Product Disclosure Statement (PDS) and is not a summary of the product features or terms of the product. To decide if this product is right for you, read the Chubb Journey Accident Insurance Policy Wording, PDS and TMD. All cover is subject to the full terms, conditions, limitations and exclusions of the Policy Wording & PDS.

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