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Healthcare Premises Pollution Liability Insurance

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Healthcare Premises Pollution Liability Insurance

Should an outbreak or leak occur at your healthcare facility, this is the product for you. A standard policy combines traditional, new and pre-existing pollution coverage to provide protection against pollution and facility-borne illness events. You can also extend it to cover the costs incurred in remedial actions taken, like waste transportation or decontamination. 


What it covers

  • Clean-up costs imposed by regulators, including own premises and any offsite land, water or natural resources
  • Third party coverage for bodily injury, property damage, clean-up costs and nuisance
  • Third party claims for pollution caused by the transportation of products or waste
  • First party business interruption resulting from pollution conditions
  • Environmental liability protection for damage to biodiversity, including complementary and compensatory remediation costs 


  • The ability to cover business interruption and known conditions by endorsement
  • The ability to cover liabilities encountered in mergers and acquisitions
  • The ability to cover acquired and divested properties by endorsement 
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