Workplace Health & Safety

What is telemedicine and how can it benefit your business?

12/2022
keyboard stethoscope

Worldwide, telemedicine is a growing option for connecting injured or sick employees with quality medical care from work or home. And now, as public officials urge patients to avoid hospitals and practice social distancing, there is a new surge of interest in using telehealth services to get remote treatment, fill prescriptions and get medical attention during the COVID-19 crisis.

What is telemedicine?

Telemedicine refers to the practice of caring for patients remotely when the provider and patient are not physically present to meet with each other. A patient in one location can connect to a doctor, nurse, physical therapist or other healthcare provider in another location through a smart phone, tablet, or computer.

The benefits of telemedicine

  • Availability — The best telemedicine services can connect workers with healthcare providers 24/7/365. Telemedicine can also make consultations with specialists possible from remote areas.

  • Rapid and convenient on-site care — Telemedicine enables minor workplace injuries to be quickly triaged and often treated right from the workplace. Physical therapists can provide exercise, postural instructions, and monitor rehabilitation progress, even check on employees while they’re at work.

  • Affordability — Telemedicine visits cost significantly less than office appointments, urgent care, and emergency room visits. In addition to directly lowering treatment costs, telemedicine can help reduce unnecessary urgent care or emergency visits and improve claims accuracy and management.

  • Faster recovery — Telemedicine can put an injured worker on the fast track to recovery. 

  • Safety — Telemedicine may also be a good alternative when it is not safe to visit a doctor’s office in person, brick and mortar locations are closed, or local healthcare facilities are overwhelmed by an incident such as a pandemic.
     

Keep in mind that telemedicine is not appropriate for serious injuries and cannot replace emergency room care. Some employees may prefer to receive medical care at a doctor’s office or healthcare facility even when telemedicine is an option.

Should your business decide to consider telehealth services for employees, it is important to choose a provider that is in full compliance with current applicable regulations and laws.

Insights and Expertise

We keep you informed — and your business protected — with these helpful articles.
pandemic

Understanding pandemics and protecting your business in a health emergency

While the personal and social impact of pandemics are well documented, how might they affect your business and employees?
empty building

Reduced occupancy and premises shutdown

Vacant or sparsely occupied properties present unique challenges because they lack the day-to-day activity that naturally mitigates common hazards.

Chubb Travel Smart

Chubb Travel Smart is an innovative digital platform that enhances Chubb’s Group Business Travel Accident insurance product. It is targeted at corporations and conglomerates from all industries.
box containing office supplies

6 things employees should take from the office if they need to work from home

If you need to evacuate the office and have your employees work remotely for an extended period these are some items they may need to take with them.
yellow gloved hand on button

6 steps to prepare your business facilities for reopening

Restarting a business operation after a shutdown can be dangerous and requires strategic, exceptionally coordinated efforts.
employee driving

5 reasons to encourage your employees to drive safely

If your employees drive as part of their job they are likely supervised and obliged to report any accidents or driving-related incidents while working. But what about their driving behaviors when they’re off the job?

Have questions?

Ready to experience Chubb's unparalleled comprehensive insurance solutions? Speak to a broker today.