Emergency planning can help businesses reduce losses caused by natural disasters and resume operations quickly. The COVID-19 pandemic may require businesses to update disaster preparedness and business continuity planning. Here are five additional steps to consider when preparing your business for a hurricane, wildfire, or other natural catastrophe.
Evaluate locations where employees may shelter or meet to coordinate your disaster response to determine if there is adequate ventilation and space for social distancing.
Emergency supply kits include essentials such as non-perishable food, bottled water, a flashlight, and a first aid kit. The CDC now recommends including additional items in their kits to help prevent the spread of coronavirus—such as face masks and hand sanitizer. (For an emergency kit checklist, visit Ready.gov.)
Help employees prevent the spread of COVID-19 as they work to secure facilities. Allow time and space to enable social distancing and provide the appropriate personal protective equipment (PPE) needed for the task.
Contractors and first responders who would normally assist in your disaster response may be delayed or unavailable because of circumstances relating to COVID-19.
Because of COVID-19, you may need to establish a virtual rather than an onsite emergency communications center. Keep in mind that disasters may knock out phone and internet service, so consider back-up plans for communications and technology failures.
Businesses can speed their recovery from a natural disaster by having a business continuity plan that lays out the steps for bringing operations back online. When reviewing your plan, you may also want to consider the following:
This content is brought to you by Chubb Insurance Australia Limited (“Chubb”) as a convenience to readers and is not intended to constitute advice (professional or otherwise) or recommendations upon which a reader may rely. Any references to insurance cover are general in nature only and may not suit your particular circumstances. Chubb does not take into account your personal objectives, financial situation or needs and any insurance cover referred to is subject to the terms, conditions and exclusions set out in the relevant policy wording. Please obtain and read carefully the relevant insurance policy before deciding to acquire any insurance product. A policy wording can be obtained at www.chubb.com/au, through your broker or by contacting any of the Chubb offices. Chubb makes no warranty or guarantee about the accuracy, completeness, or adequacy of the content. Readers relying on any content do so at their own risk. It is the responsibility of the reader to evaluate the quality and accuracy of the content. Reference in this content (if any) to any specific commercial product, process, or service, and links from this content to other third party websites, do not constitute or imply an endorsement or recommendation by Chubb and shall not be used for advertising or service/product endorsement purposes. ©2020 Chubb Insurance Australia Limited ABN: 23 001 642 020 AFSL: 239687. Chubb®, its logos, and Chubb.Insured.SM are protected trademarks of Chubb.
Contact a broker today.