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Workplace Health & Safety

4 trends impacting employers’ need for group personal accident policies

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Living in pandemic times, employers are keeping a close watch on infections and safety measures. However, let’s not forget that accidents and naturals disasters are dangers that continue to plague the Asia Pacific region.

In fact, employers who weave a safety net for their workforce by providing Group Personal Accident Insurance are demonstrating commitment to the health and safety of their employees.

Let’s look at the different trends populating this landscape.

Trend 1 - Increasing Regulator Scrutiny



Trend 2 - No Reduction in Work-related Deaths



Trend 3 - Road Accidents account for 1.35 million deaths annually12



Trend 4 - Natural Disasters in Asia Pacific Region


4 Trends Impacting Employers’ Need for Group Personal Accident Policies


1. China Daily, 24 January 2021 -

2. Increase Responsibility to Prevent Workplace Accidents, Kim & Chang, 25 March 2021 -

3. Asia-Pacific Employment Law Bulletin 2023, Freshfields Bruckhaus Deringer, page 37 -

4. Hong Kong to reform workplace health and safety regime, Pinsent Masons, 14 June 2022 -

5. Work health and safety, Australian Government, 7 March 2023 -,extreme%20weather%2C%20but%20some%20do.

6. IndustriALL Global Union, 1 July 2019 -

7. Action against errant companies, Ministry of Manpower -

8. Employers must keep abreast of changes to occupational safety law, New Straits Times, 16 January 2023 -

9. Ministry of Labour, 7 November 2020 -

10-11. United Nations,

12. World Health Organization, 7 February 2020 - Road Traffic Injuries

13. Bangkok Post, 11 November 2020 -

14-16. World Health Organization, 7 February 2020  - Road Traffic Injuries

17. Natural Disasters & Water Stress Threaten Asia-Pacific, Vision of Humanity

18-19. ReliefWeb, a service by OCHA (United Nations Office for the Coordination of Humanitarian Affairs).

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Disclaimer - The content of the above article is not intended to constitute professional advice. Although all content is believed to be accurate, Chubb Insurance Singapore Limited (Chubb) makes no warranty or guarantee about the accuracy, completeness, or adequacy of the content of this article. Users relying on any content do so at their own risk.

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