MY Smart Car Insurance

The smarter choice for your needs

Are you a retiree, working from home, or own a car that spends most days in your car porch? MY Smart Car Insurance is designed just for you! Our flexible and comprehensive car insurance plan is perfect for low mileage drivers in Malaysia who want to save on premiums without sacrificing coverage.

With MY Smart Car Insurance, you can insure your vehicle based on a capped annual mileage, ensuring you only pay for what you use. Drive less and enjoy significant savings on your car insurance. Get affordable, reliable protection tailored to your lifestyle—because less driving means more savings!

Coverage

Comprehensive coverage for less

Save more as your premium is based on the mileage you need. The less you drive, the less you pay.

Flexible coverage with more saving

Need to drive more? Easily top up your mileage before it reaches the limit and continue enjoying flexible, cost-effective coverage.

Access to our full panel of repairers

Access over 250 trusted panel repairers nationwide - wherever you are, quality service is always within reach.

Enhanced coverage with add-ons

Enhance your protection with customisable add-ons - choose the coverage options that best fit your needs and lifestyle.

RESOURCES

Please refer to the policy contract for the full details of benefits, terms and exclusions that are applicable. The information provided here is a brief summary for quick and easy reference. The exact terms and conditions that apply are stated in the policy contract.

The benefit(s) payable under eligible certificate/policy/product is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS brochure or contact Chubb Insurance Malaysia Berhad or PIDM (visit www.pidm.gov.my)