What kind of driver are you? Do you typically speed up when the traffic light turns yellow? We Malaysians are generally seen as kiasu drivers, thanks to our notorious driving habits. Things like speeding, violating traffic rules and using our phones while driving are some of the common habits we’ll see on the road.
The Malaysian Institute of Road Safety Research reported that in 2016 alone, there was a total of 521,466 road accidents, 7,152 of which were fatal.
Drivers who are prone to reckless and dangerous behaviour on the road are categorised as high risk drivers. While we may come across these high risk drivers on the roads, there are many more Malaysians who are careful when they’re driving. They’re courteous to fellow drivers, always mindful about where they park and obediently follow traffic rules.
Based on your habits, which category do you belong to?
Your driver risk profile affects you more than you think. Effective July 1, 2017, the fixed premium rates for Comprehensive and Third Party Fire and Theft Motor products were liberalised, this means that drivers can now be charged different premium rates based on their driver risk profile.
With a reliable insurance plan, you can rest easy knowing that you’re protected while on the road.
Source: This article was first published in The Star Online on October 12, 2017
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