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Insurance covering non-payment of accounts.

Safe trading in uncertain times? Not a problem if you have Bill Protect. Offer to make your business clients feel safe with insurance covering non-payment of accounts. Should their customers become unemployed through no fault of their own or unfit for work, we pay the invoice amount.

Who might be interested in the insurance

  • Utilities
  • Telecommunications providers
  • Publishing houses
  • Sports clubs, clubs/associations
  • etc.

Insured Risks

  • Unemployment through no fault of one's own
  • Unfitness for work
  • The person covered under the insurance is the person by whom the invoice is payable (customer, member)
  • Example for telecommunications providers:
    XY Telephone Co. purchases Bill Protect
  • Cost of the DSL & Landline Package from XY Telephone Co.: € 50 per month Insurance premium for Bill Protect: approx. € 0.50 per month (no obligation example of premium)
  • A) Free of charge for customers
    "Basic DSL & Landline Package for € 50 per month
    • XY Telephone Co. assumes the cost of the insurance premium
  • B) Chargeable to customers
    "Neutral DSL & Landline Package" for € 50.50 per month
    • XY Telephone Co. passes on the cost of the insurance premium to the end customer
  • C) Incl. of advertising allowance
    "Cash DSL & Landline Package" for € 52 per month
    • XY Telephone Co. passes on the cost of the premium to the end customer and prices in its own advertising allowance

The Advantages for Your Customers

  • Guaranteed income
  • Significant reduction in number of cases of non-payment of accounts
  • Competitive advantage through differentiation from competitors
  • Point in favour of procuring new customers
  • Strengthening customer loyalty
  • Simple integration into the existing process

And That’s Not All

Highly flexible product design – Chubb is governed by your customers!

The sum insured, waiting period, qualifying period, period of insurance and any alternative covers can be individually tailored.

Contact Information

A&H Affinity

Phone +49 69 75613-6546
Fax +49 69 75613-4546


The purpose of this information is to provide a first overview of the possible insurance cover included in the Bill Protect policy. For the full and legally binding terms and conditions, please refer to your policy documentation.