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Life is a journey full of the unexpected. And for whatever life throws at you, we are with you all the way. Chubb’s Whole Life plan provides the insurance and assurance you need for whatever challenges you might face, now and in the unforeseeable future.

Coverage Highlights

Death Benefit

  • If the Insured dies when the policy is in force, Chubb Life will pay the Sum Assured equal to face value of the product plus any accumulated dividends declared before the date of death of the Insured, provided that no Total and Permanent Disability (TPD) benefit has been claimed beforehand.

Total and Permanent Disability (TPD) Benefit

  • If the Insured suffers TPD prior to attaining age 65 while the policy is in force, Chubb Life will pay the Sum Assured equal to face value of the product plus any accumulated dividends declared before the date when the TPD occurs. This sum will be paid in 10 equal annual instalments over 10 years.
  • If the Insured dies before receiving all 10 instalments, Chubb Life will pay the remaining benefits in one lump sum.
  • If Chubb Life accepts paying benefits when the Insured suffers TPD, the policy will be terminated.

Maturity Benefit

  • Chubb Life guarantees payment of the Sum Assured equal to face value of the product plus any accumulated cash dividends declared before the maturity date of the policy, subject to the policy being in force and that the Insured survives to the maturity date.

Surrender Benefit

  • The Policyholder can cancel the Insurance Policy and Chubb Life will pay the cash value plus any accumulated cash dividends at the time of surrender if premiums have been paid for a minimum of 2 years.

Dividends

  • Annually, basing on its business performance, Chubb Life will declare dividends for the plan participates.
  • Dividends can be accumulated annually and be paid together with the insurance benefit in case the Insured dies or suffers TPD or upon maturity of the Policy. Dividends can also be cashed out, or used for automatic payment of premium.

Whole life

Please see full details of the Product Description and Policy Wordings as below:

This document provides basic information about the product(s). Please contact Chubb Life Sales Team or hotline on (84.8) 38 27 8123 for more details.

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