Over time, inflation can devalue your investments and insurance alike. Chubb’s Inflation Indexed Term Rider can help you guard against the effects of inflation, year after year. Your insured value will be adjusted annually to provide better financial protection for your loved ones should the insured event occur.
Policyholders of the Universal Option, Pre-eminent Option, Family Package Options A1, A2 and BII, and Whole Life plans of Chubb Life can include this benefit in their main policy. The Inflation Indexed Term Rider provides a hedge against consumer price hikes should the insured event occur.
This rider will provide an increase in the insurable value in accordance with the insured inflation rate. The insured sum will automatically increase, commensurate with the inflation rate after each contract year, without the Insured undergoing a mandatory medical check.
Policyholders only need to pay an additional minimal premium based on the face value of the main policy to enjoy this added benefit. For example, if the main policy has a face value of VND 100 million and the prevailing inflation rate is 7%, the policyholder would only have to pay VND 15,750 a year.
Total and Permanent Disability (TPD) Benefit:
Consumer Price Index Table
Learn about the latest CPI % values here.
This document provides basic information about the product(s). Please contact Chubb Life Sales Team or hotline on (84.8) 38 27 8123 for more details.