When specified by the you on the advice of Chubb Life account representatives, this product allows for greater flexibility in premium payment – as the contract value increases, so do the premiums.
The product comes with a very high protection value. Once the you have fulfilled all your responsibilities, you can switch to the Universal Option to enjoy more profitable investments.
This product allows you to convert it into Universal Life - Universal Option to increase the face value of your policy contracts without the need for medical examination. It is suitable for those who want to optimise their insurance protection to fulfil responsibilities towards their families during their working age or during a certain period which suit their families’ financial circumstances. You can also activate extension of benefit instalments to 10 years after the first claim payout.
In addition, you can enhance their protection by attaching riders to your Universal Life - Pre-eminent Option plans. These include accidental death, accidental death and dismemberment, hospital stay protection, term rider to age 55/60/65, and/or critical illness and death for the most comprehensive protection for you and your loved ones.</p
Please see full details of the Policy Wordings as below: