The Accidental Death & Dismemberment rider policy can increase your insurable value by up to five times. Highly recommended for those who desire greater financial protection for their loved ones should the worst occur.
Accidental Death Benefit:
While the rider is in force, Chubb Life will pay the beneficiary 100% of the face amount of the rider upon the death of the Insured within 180 days as the result of an accident
Upon payment of an accidental death claim, Chubb Life will deduct any amounts paid earlier due to accidental dismemberment claims
Accidental Dismemberment Benefit:
If, as a result of an accident, the Insured is dismembered or one part of his/her body is permanently and irrevocably disabled, Chubb Life will pay the Beneficiary a percentage of the face amount of the Rider
If the same accident causes two or more injuries, Chubb Life will pay the sum of these injuries, but the maximum amount payable will not exceed 100% of the face value of the rider
This is a non-participating and without-cash-value product
Entry age: 18 to 59 years
Expiry age: 60 years
Payment frequency: in accordance with the main policy (quarterly, half-yearly and yearly)
Maximum insured value: 5 times the main product’s face amount
Inclusion: Universal Life variants including Pre-eminent Option, Universal Option, Family Package Options A1, Family Package Options A2, Family Package Options BII; Level Term 10/15/20 years, Whole Life with Premium Payable up to age 55/60/65.
Accidental Death & Dismemberment
Please see full details of the Product Description and Policy Wordings as below: