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As shoppers become more digitally sophisticated and better aware of their rights, you’ll find your company vulnerable to lawsuits, whether you’re a manufacturer, exporter or retailer. Beyond protecting your business against litigation, our product can also help minimise your exposure to global product liability regulations if you have operations abroad.

What is a Product?

A product is any goods or products that are manufactured, constructed, erected, installed, repaired, serviced, treated, grown, extracted, produced, processed, assembled, imported, sold, supplied or distributed by the Insured (including any labelling, packing materials, instructions and directions associated therewith).

Who can purchase Product Liability Insurance?

Any parties involved in the design, manufacturing and distribution of the products including designers, manufacturers, importers, exporters, wholesalers and retailers. Coverage can be tailored to meet the specific needs of our clients.

Market specialisation

  • Food and beverage (manufacturing, distribution, retailing)
  • Industrial (both light and heavy)
  • Services (including banks, hotels, telecommunications)
  • Wholesale and retail of consumer goods

Coverage Highlights

What it covers

  • Legal representation or investigation expenses
  • Consequential loss of use
  • Third-party personal or bodily injury or property damage caused by the product (including the packing, warning or instruction)
  • Worldwide jurisdiction and limit

Optional Extensions

  • Manufacturing Errors & Omissions
  • Product Recall Expenses


  • Can be purchased on a stand-alone basis
  • Tailored wording
  • Wide Chubb network of 54 countries and territories, including USA and Canada
  • Availability of casualty risk engineering capabilities
  • Large capacity limit of up to US$100,000,000

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Have a question or need more information?

Contact us to find out how we can help you get covered against potential risks