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Could you recall every valuable item you have, if your home was damaged or destroyed? Most of us couldn’t. That’s why a complete home inventory is so important, not only to you, but to your insurance company as well.

Here’s why it’s worth going to the trouble of documenting every valuable item in your home:

  • You’ll know what you have and if your insurance coverage will cover you completely in the event of a loss
  • If you experience a loss, the claims process will be faster and easier
  • It can help you keep track of valuables if you move or store things outside your home
  • A home inventory can provide peace of mind



To put together a home inventory yourself, follow these simple steps:

  1. Use a camera or your phone to take pictures

  2. Photograph any high-value items, collectibles, or extremely unique pieces individually

    Remember to look in drawers, closets, or basements for valuables – and don’t forget handbags.

     

  3. Consider these tips when taking pictures of special items:

    • Artwork – Take pictures of the artwork from multiple angles to avoid potential glare from head-on shots. Record the artist’s signature, medium, title, date and edition number if applicable.
    • Jewellery –Take close-ups of jewellery in good, natural light using a macro lens.
    • Silver and china – Document one full place setting and capture the marking or hallmark, if possible.
    • Valuable rugs –Take pictures of the front and back of the rug to verify how it is made.

     

    Inventory Images-iStock
  4. Organise your list

    • Group items of lesser value into one entry, such as decorative items, sports equipment, kitchen appliances, etc.
    • For individual items, list quantity, maker, artist and value, if known. Include the image ID associated with that item.
    • Reference any invoices or receipts you have kept, to document detailed information such as purchase price or value.
    • If you don’t have time to create a spreadsheet or would like the capability to attach invoices, etc. to your inventory, try using an inventory app or home management software, such as HomeZada.

  5. Keep your inventory in a safe place

    Store your home inventory in more than one location outside your home, such as an electronic back-up, office, or with a family member.

     

    If you would like to find out more on how you can protect your home and valuables, leave your contact details via the 'Contact Me' button below and our representatives will get in touch with you.

Disclaimer - The content of the above article is not intended to constitute professional advice. Although all content is believed to be accurate, Chubb Insurance Singapore Limited (Chubb) makes no warranty or guarantee about the accuracy, completeness, or adequacy of the content of this article. Users relying on any content do so at their own risk. 

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