For an optimal site experience, we recommend using a different browser.
Using Internet Explorer may prevent you from accessing, and some site features may not function as expected.

skip to main content

Employees in all types of businesses purchase Chubb’s market-leading Group Personal Accident cover to protect against a loss by death or injury. It’s either provided as a contractual benefit to staff, or the company takes the benefits and it provides a range of payments and assistance in the event of an employee being accidentally injured or killed.

Product Benefits

  • Single payment (flat amount, or multiple of salary) for death, loss of limbs/eyes, or permanent total disablement following an accidental event
  • Weekly benefits for temporary, total or partial disablement
  • Flexibility to purchase death only cover or to exclude death cover


  • Death
  • Loss of limbs / eyes
  • Permanent total disability

Caring and Fast Claims Service

Chubb’s Group Personal Accident cover pays out fast because the policy does not require negligence to be proven before a claim can be settled. From start to finish, our industry-wide recognised claims team is focused on helping businesses protect their most valuable assets – their people and the bottom line.

A Case Study

A company purchased Occupational Personal Accident cover for its delivery drivers. When one of the drivers was involved in a serious road traffic accident, the policy provided a weekly benefit to the company in order for them to secure a temporary replacement driver during the period of absence.

The examples of claims or situations on this site do not imply that similar circumstances would constitute a valid claim. Each claim is reviewed individually in accordance with the specific policy wording.