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The small & medium-sized enterprises (SMEs) in the Philippines employ 60% of the nation’s workforce, according to a report by International Trade Centre . The COVID-19 pandemic demonstrated the vulnerabilities faced by the workforce and their need for a safety net through insurance protection. With a group insurance plan, their workforce will be more resilient and productive.

Chubb’s Group Personal Accident for SMEs is an innovative employee benefits program that combines our current market benefits with a highly acclaimed claims service platform.

Coverage Highlights

  1. Accidental Death
  2. Accidental Disablement
  3. Accidental Burial Expense
  4. Comatose Lump Sum
  5. Ambulance Cost
  6. Credit Card Protection
  7. Repatriation of Mortal Remains
  8. Public Conveyance Benefit
  9. Additional Accidental Benefit (12midnight to 5am)
  10. Additional Accidental Benefit due to Natural Catastrophe

Policy Features and Extensions

  1. Coverage applies 24 hours a day, anywhere in the world
  2. The following are covered:
        a. Sabotage and Terrorism (not as active participant)
        b. Suffocation by Smoke, Fume and Gas
        c. Drowning
        d. Acts of God / Nature
        e. Animal Bites including Mosquito Bite
        f. Accidental Food Poisoning
        g. Motorcycling
        h. Exposure and Disappearance

Have a question or need more information?

Contact us to find out how we can help you get covered against potential risks