skip to main content

Personal Accident Insurance Plan gives you the flexibility to tailor your very own program to your requirements. It provides a comprehensive coverage and total protection for you and your family, anywhere in the world, 24 hours a day, 365 days a year.

Coverage Highlights

Featured Coverage

  • 24-hour Coverage

  • Worldwide Coverage

  • Exposure and Disappearance

  • Natural Calamity

  • Riot and Strike

  • Civil Commotion
  • Suffocation by Smoke, Poisonous Fumes or Gas

  • Drowning

  • Motorcycling

  • Accidental Food Poisoning

  • Animal Bites except mosquito bites

  • Sabotage & Terrorism



Group Personal Accident Benefits At A Glance

  • Temporary Total Disablement Pays 100% of the weekly amount selected when injury results in total disablement that prevents the Insured from performing any part of his/her normal duties at work for up to 104 weeks.
  • Accident Medical Expenses

Reimbursement for actual expenses incurred for medical and surgical treatment, including trained nursing and hospitalization, within 365 days from the date of the accident, up to the amount selected.

  • Unprovoked Murder and Assault Benefit pays 100% of the benefit amount due to loss of life caused by unprovoked murder or assault.
  • Burial Benefit
  • Accidental Death and Permanent 

    Disablement Pays lump sum cash compensation in the event of Accidental Death or Permanent Disablement caused by an accident that occurs within 365 days of the event.

Exclusions :

  • War, civil war or any act of war
  • Suicide and self-inflicted injury
  • Engaging in military duty
  • Engaging in aviation other than as a passenger
  • Participation in any kind of speed contest (other than on foot) or professional sport
  • Pregnancy, childbirth or its complications

Why Choose Chubb?

  • Comprehensive Accident Insurance Coverage with broad coverage
  • Expert service from local underwriting and claims personnel

Have a question or need more information?