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The Policies

We offer a broad range of protection for environmental risks, for a client’s own premises or for activities undertaken at third party locations.

The table below identifies the potential gaps in your clients’ current insurance programmes. It is a broad indicator and you should refer to specific policy wordings to verify this on an individual basis.


Cover is offered on an annual or multi-year basis under four different policy types:

Premises Pollution Liability

Constant product innovation keeps us one step ahead of legislative changes. And where business premises are concerned, that’s invaluable, which is why our cover extends to historical exposures, damage to biodiversity, business disruption and more.

Contractors Pollution Liability

Whether it’s a traditional risk transfer for operational exposure or a complex project, our unique Contractors Pollution Liability cover protects your clients and their contractors on-site. Together, we’ll identify the risks and minimise any impact.

Environmental Protect

Tailor the right solution with us for your clients’ needs, covering a broad range of liabilities and protection. From regulatory remediation costs, to third party injury and damage to biodiversity, our Environmental Protect product is far reaching.

Financial Provision for Environmental Liabilities

The Irish Environmental Protection Agency (EPA) published revised ‘Guidance on Financial Provision for Environmental Liabilities’ in 2015, placing additional requirements on their license holders. Recognising the complex nature of these financial provisions, our Environmental Risk and Surety teams have combined their expertise. We now offer bonds and policies to cover these provisions, which satisfy the EPA guidelines.

Environmental insurance from our e-trading platform Chubb Ignite

Designed to offer broad, flexible and affordable protection for environmental risks arising out of a client’s entire business operations, whether undertaken at their own premises or at third party locations.

As a broker, you can access instant online quotes and bind cover efficiently.

Benefit from:

  • Immediate quotations available on a wide range of criteria (see overleaf)
  • Instant binding and issuance of policy documentation
  • 24 hour referral turnaround if quote falls outside the Online criteria
  • A quick response to all queries
  • Product designed to fill coverage gaps in traditional property and casualty policies
  • Specifically intended to respond to claims arising out of the new EU Environmental Liability Directive (ELD)
  • Original inception date is also the retroactive date, increasing the value of ‘gradual’ coverage as the policy renews.

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Find out more on Environmental Risks

Learn how to better understand your exposure and visit our insights page.