For an optimal site experience, we recommend using a different browser.
Using Internet Explorer may prevent you from accessing, and some site features may not function as expected.


Personal Accident cover has been designed to respond swiftly and effectively to the impact of any accident, with a lump sum payment.

Even a minor accident can precipitate necessary changes and expenses in everyday life.

A serious accident can severely impact future earnings and create immediate problems for dependents.

Product highlights:

  • Worldwide cover, 24/7
  • Flexible: can be arranged to cover partner and children
  • Simple application
  • No medical questionnaire
  • Specialist claims service
  • Benefits paid in addition to any other policy
  • Low monthly premiums

A typical cover includes:

  • Lump sum payable on death as a result of an accident
  • Lump sum payable for permanent disability as a result of an accident

Target Market:

Personal Accident cover is available through employers, mutual or affinity organizations, often through brokers.