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Most insurers settle total loss and theft claims based on the market value of a vehicle at the time of loss. Chubb provides "agreed value" cover, so the value of your car is locked in for the entire policy term. If you need to make a claim to replace your vehicle, you'll receive 100% of the value we agreed whether it's Day 1 or Day 365 of the policy.

Our cover includes:

  • Courtesy cars suitable for your needs
  • Automatic comprehensive cover on borrowed vehicles
  • You choose the most suitable repairer
  • No penalty for "no fault" claims
  • Unlimited audio/stereo cover
  • Free breakdown cover
  • Cover for legal expenses
  • Child car seats replacement after accident