Business Travel Insurance

jet turbine
Business Travel Protection

Helping employers meet their duty of care obligations

To help take care of your travelling employees, Chubb has developed a proposition that combines comprehensive cover, 24/7 assistance and innovative digital solutions for employees who travel for business.

Chubb Business Travel insurance has been created to support risk managers, HR managers and insurance buyers from small to large businesses with their duty of care obligations. The proposition provides superior levels of service and cover for employees, enabling them to travel with confidence.

Risk Scenario


  • 24/7 insurance coverage for travel anywhere outside of the home country or country of permanent assignment
  • Medical expense cover for doctor visits and inpatient hospital treatment for emergencies or serious injury
  • Emergency medical transportation
  • Security evacuation covering a wide range of perils, including political or social unrest, terrorist attack or natural disaster
  • Trip interruption benefits covering accident and sickness
  • Lost or damaged baggage, passports or other travel documents
  • Visa protection cover for non-refundable travel or accomodation expenses if a visa is denied
  • Ticket upgrade cover for any costs incurred to upgrade a ticket in the event of flight delays
  • Travel delay and compensation for overbooked flights
  • Collision damage waiver cover for excess costs which may be incurred when hiring a vehicle
  • Search and rescue cover for costs related to search and rescue operations should a traveller go missing whilst travelling internationally.
24/7 assistance

Through Chubb Business Travel Insurance, clients have access to both pre-travel advice, dedicated world-wide 24/7 medical and security assistance and claims notification, meaning you’re in safe hands wherever and whenever you travel.

If your itinerary involves arranging a visa, our online visa portal allows quick and easy access to the right insurance documentation. All you need is  your policy number.

Chubb Travel Smart
Chubb Travel Smart

Our award-winning Chubb Travel Smart app and desktop dashboard is the all in one business travel solution. It can help Risk and Insurance Managers with their duty of care obligations through:

  • A handy smartphone app for travelling employees providing easy access to medical and security assistance, live location-based alerts and useful country information
  • Integrated pre-travel eLearning, including videos and competency testing for travelling employees on topics such as terrorism, health risks, travel preparation and cyber safety
  • Dedicated online dashboard for risk, HR and insurance managers, providing real-time information on travelling employees, including their location and whether they are travelling in high risk areas
  • Alerts and notifications sent directly to employees to help them stay one step ahead of the risks and alter their travel plans accordingly
Why Chubb
Why Chubb

We care about the financial security of employers and their workers

Global reach. Local expertise. Safe travel for everyone
Whether your business is big or small, takes you around the world or just around town, Chubb is there for you. Our breadth of experience lets us provide the guidance and service you need, whenever you need it, wherever you may be.

Partnership that’s personal
We work to understand your business and where you’re headed so we can be proactive about meeting your needs. We invest in getting to know you, your team, and your customers. The goal: to help you see ahead, be ahead, and stay ahead.

Creative problem-solving
Insurance isn’t one-size-fits-all – and neither is our approach. Our playbook is always evolving because we’re always helping clients avoid risk in smarter ways. That means we bring the latest thinking and a fresh perspective to solving your challenges.

Unmatched expertise and financial strength
We’ve served clients and partnered with leading organisations for more than 200 years. Our longevity, expertise, and financial strength are the bedrock of our business.  


Business travel insurance is a specialist programme of cover for travelling employees and others travelling on behalf of your business. Unlike standard leisure travel insurance, business travel cover is tailored towards employees and includes increased limits, specialist 24/7 medical and security assistance, and sophisticated pre-travel guidance and risk assessments. 

Your business travel insurance programme should be designed to cover the needs of specific employee groups, from short term travellers to international assignees. Typically cover would include:

  • Medical expenses including for pandemics
  • Access to immediate 24/7 medical and security assistance
  • Lost business equipment, personal belongings, and money
  • Disruption benefits including cancellation and curtailment
  • Personal liability
  • Replacement staff costs

In today’s changing risk landscape, specialist business travel insurance is crucial to helping ensure employee wellbeing and peace of mind. Talk to a specialist to help you design the most appropriate level of cover. 

We only need estimated travel patterns to provide a quotation. We do not need specific trip or personal information or data. We can then arrange immediate cover for all business travellers under a group policy.

In most cases, a visa application would ask for evidence of appropriate travel insurance. A Chubb policy provides unlimited emergency medical expenses. Our self-help Chubb Corporate Travel (CCT) System provides the traveler with an Embassy letter, Certificate of Insurance and copy of the schedule of Benefits.

Have a question?
Have a question?

Talk to one of our experts