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INTEREST RATE
 

Interest rate on account value of Universal Life policies

Product/Month 1 2 3 4 5 6 7 8 9 10
FPUL 5.00% 5.00% 5.00% 5.00% 5.00% 5.00% 5.00% 5.20% 5.20% 5.30%
Universal Life – Universal Option, Pre-eminent Option
FUL 5.00% 5.00% 5.00% 5.00% 5.00% 5.00% 5.00% 5.20% 5.20% 5.30%
Universal Life – Family Package A1, A2 and BII
SCUL 5.00% 5.00% 5.00% 5.00% 5.00% 5.00% 5.00% 5.20% 5.20% 5.30%
Universal Life - Senior Citizen
GUL 5.00% 5.00% 5.00% 5.00% 5.00% 5.00% 5.00% 5.20% 5.20% 5.30%
Universal Life - Key Person Option
EUL 5.00% 5.00% 5.00% 5.00% 5.00% 5.00% 5.00% 5.20% 5.20% 5.30%
Universal Life - Universal Option 2013, Pre-eminent Option 2013
PUL 5.00% 5.00% 5.00% 5.00% 5.00% 5.00% 5.00% 5.20% 5.20% 5.30%
Premier Universal Life 2013
CIUL 5.00% 5.00% 5.00% 5.00% 5.00% 5.00% 5.00% 5.20% 5.20% 5.30%
Universal Life - Critical Illness
EUL+ 5.00% 5.00% 5.00% 5.00% 5.00% 5.00% 5.00% 5.20% 5.20% 5.30%
Universal Life – Executive Universal Life Plus
SPUL 99 5.25% 5.25% 5.25% 5.25% 5.25% 5.25% 5.25% 5.45% 5.45% 5.55%
Universal Life - Single Premium Payment A & B
SPUL 65 5.25% 5.25% 5.25% 5.25% 5.25% 5.25% 5.25% 5.45% 5.45% 5.55%
Universal Life - Single Premium Payment 65
SPUL 20 5.00% 5.00% 5.00% 5.00% 5.00% 5.00% 5.00% 5.20% 5.20% 5.30%
LPUL 03 5.00% 5.00% 5.00% 5.00% 5.00% 5.00% 5.00% 5.20% 5.20% 5.30%
LPUL 05 5.00% 5.00% 5.00% 5.00% 5.00% 5.00% 5.00% 5.20% 5.20% 5.30%
BEUL01 5.00% 5.00% 5.00% 5.00% 5.00% 5.00% 5.00% 5.20% 5.20% 5.30%
BEUL02 5.00% 5.00% 5.00% 5.00% 5.00% 5.00% 5.00% 5.20% 5.20% 5.30%
SUL1A & SUL1B 5.00% 5.00% 5.00% 5.00% 5.00% 5.00% 5.00% 5.20% 5.20% 5.30%
CIULI1A & CIULI1B 5.00% 5.00% 5.00% 5.00% 5.00% 5.00% 5.00% 5.20% 5.20% 5.30%
CIULF1A & CIULF1B 5.00% 5.00% 5.00% 5.00% 5.00% 5.00% 5.00% 5.20% 5.20% 5.30%

Policy loan rate of the contract account value of Universal Life products

Time FPUL FUL SCUL GUL EUL PUL EUL+ SPUL 99 SPUL 65 LPUL03 LPUL05 SPUL20 BEUL CIUL
From 01/04/2020 to present 11.0% 11.0% 11.0% 11.0% 11.0% 11.0% 11.0% 11.0% 11.0% 11.0% 11.0% 11.0% 11.0% 6.2%

 


Notes:

  • FPUL: Universal Life – Universal Option, Pre-eminent Option
  • FUL: Universal Life – Family Package A1, A2 and BII
  • SCUL: Universal Life - Senior Citizen
  • GUL: Universal Life - Key Person Option
  • SPUL 99: Universal Life - Single Premium Payment A & B
  • SPUL 65: Universal Life - Single Premium Payment 65
  • EUL: Universal Life -  Universal Option 2013, Pre-eminent Option 2013
  • PUL: Premier Universal Life 2013
  • CIUL: Universal Life - Critical Illness
  • EUL+: Universal Life – Executive Universal Life Plus
  • BEUL: Future Asset Management