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INTEREST RATE
 

Interest rate on account value of Universal Life policies

Month FPUL FUL SCUL GUL EUL PUL CIUL EUL+ SPUL 99 SPUL 65 SPUL 20 LPUL 03 LPUL 05 BEUL 01 BEUL 02
1 5.80% 5.80% 5.80% 5.80% 5.80% 5.80% 5.80% 5.80% 6.05% 6.05% 5.80% 5.80% 5.80% 5.80% 5.80%
2 5.70% 5.70% 5.70% 5.70% 5.70% 5.70% 5.70% 5.70% 5.95% 5.95% 5.70% 5.70% 5.70% 5.70% 5.70%
3 5.70% 5.70% 5.70% 5.70% 5.70% 5.70% 5.70% 5.70% 5.95% 5.95% 5.70% 5.70% 5.70% 5.70% 5.70%
4 5.70% 5.70% 5.70% 5.70% 5.70% 5.70% 5.70% 5.70% 5.95% 5.95% 5.70% 5.70% 5.70% 5.70% 5.70%
5 5.70% 5.70% 5.70% 5.70% 5.70% 5.70% 5.70% 5.70% 5.95% 5.95% 5.70% 5.70% 5.70% 5.70% 5.70%
6 5.70% 5.70% 5.70% 5.70% 5.70% 5.70% 5.70% 5.70% 5.95% 5.95% 5.70% 5.70% 5.70% 5.70% 5.70%
7 5.70% 5.70% 5.70% 5.70% 5.70% 5.70% 5.70% 5.70% 5.95% 5.95% 5.70% 5.70% 5.70% 5.70% 5.70%
8 5.70% 5.70% 5.70% 5.70% 5.70% 5.70% 5.70% 5.70% 5.95% 5.95% 5.70% 5.70% 5.70% 5.70% 5.70%
9 5.70% 5.70% 5.70% 5.70% 5.70% 5.70% 5.70% 5.70% 5.95% 5.95% 5.70% 5.70% 5.70% 5.70% 5.70%
10 5.70% 5.70% 5.70% 5.70% 5.70% 5.70% 5.70% 5.70% 5.95% 5.95% 5.70% 5.70% 5.70% 5.70% 5.70%
11 5.80% 5.80% 5.80% 5.80% 5.80% 5.80% 5.80% 5.80% 6.05% 6.05% 5.80% 5.80% 5.80% 5.80% 5.80%
12 5.90% 5.90% 5.90% 5.90% 5.90% 5.90% 5.90% 5.90% 6.15% 6.15% 5.90% 5.90% 5.90% 5.90% 5.90%


Policy loan rate of the contract account value of Universal Life products

Time FPUL FUL SCUL GUL EUL PUL EUL+ SPUL 99 SPUL 65 LPUL03 LPUL05 SPUL20 BEUL CIUL
From 01/01/2018 to present 11.0% 11.0% 11.0% 11.0% 11.0% 11.0% 11.0% 11.0% 11.0% 11.0% 11.0% 11.0% 11.0% 6.5%


Notes:

  • FPUL: Universal Life – Universal Option, Pre-eminent Option
  • FUL: Universal Life – Family Package A1, A2 and BII
  • SCUL: Universal Life - Senior Citizen
  • GUL: Universal Life - Key Person Option
  • SPUL 99: Universal Life - Single Premium Payment A & B
  • SPUL 65: Universal Life - Single Premium Payment 65
  • EUL: Universal Life -  Universal Option 2013, Pre-eminent Option 2013
  • PUL: Premier Universal Life 2013
  • CIUL: Universal Life - Critical Illness
  • EUL+: Universal Life – Executive Universal Life Plus
  • BEUL: Future Asset Management

Policy loan rate of the contract account value of Endowment, Whole Life and Education Products:

Time EA10SP EA15PB EA20PB EAEP18 WA55CD WA60CD WA65CD ELP001 ELP75A ELP75B CEGCA1 CEGCB1
From 01/09/2018 to present 11.0% 11.0% 11.0% 11.0% 11.0% 11.0% 11.0% 11.0% 11.0% 11.0% 11.0% 11.0%

Notes:

  • EA10SP: 10-year Endownment
  • EA15PB: 15-year Endowment
  • EA20PB: 20-year Endowment
  • EAEP18: Eduacation Endowment
  • WA55CD: Whole Life premium payble to age 55
  • WA60CD: Whole Life premium payble to age 60
  • WA65CD: Whole Life premium pable to age 65
  • ELP001: New Endowment 2013
  • ELP75A: Limited Pay Endowment to Age 75 - 10 years
  • ELP75B: Limited Pay Endowment to Age 75 - 15 years
  • CEGCA: Chubb Life - Education for Perfect Future