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Interest rate on account value of Universal Life policies

Month FPUL FUL SCUL GUL EUL PUL CIUL EUL+ SPUL 99 SPUL 65 SPUL 20 LPUL 03 LPUL 05 BEUL 01 BEUL 02
1 6.70% 6.70% 6.70% 6.70% 6.70% 6.70% 6.70% 6.70% 6.95% 6.70% 6.70% 6.70% 6.70% 6.70% 6.70%
2

6.50%

6.50%

6.50%

6.50%

6.50% 6.50% 6.50% 6.50% 6.75% 6.75% 6.50% 6.50% 6.50%

6.5%

6.5%

3 6.50% 6.50% 6.50% 6.50% 6.50% 6.50% 6.50% 6.50% 6.75% 6.75% 6.50% 6.50% 6.50%

6.5%

6.5%

4

6.20%

6.20%

6.20%

6.20%

6.20%

6.20%

6.20%

6.20%

6.45% 6.45%

6.20%

6.20%

6.20%

 

6.20%

 

6.20%

5

6.10%

6.10%

6.10%

6.10%

6.10%

6.10%

6.10%

6.10%

6.35% 6.35%

6.10%

6.10%

6.10%

6.10%

6.10%

6

6.10%

6.10%

6.10%

6.10%

6.10%

6.10%

6.10%

6.10%

6.35% 6.35%

6.10%

6.10%

6.10%

6.10%

6.10%

7

6.00%

6.00%

6.00%

6.00%

6.00%

6.00%

6.00%

6.00%

6.25% 6.25%

6.00%

6.00%

6.00%

6.00%

6.00%

8

6.00%

6.00%

6.00%

6.00%

6.00%

6.00%

6.00%

6.00%

6.25% 6.25%

6.00%

6.00%

6.00%

6.00%

6.00%
9

6.00%

6.00%

6.25%

6.00%

6.00%

6.00%

6.25%

6.00%

6.00% 6.00%

6.00%

6.00%

6.00%

6.00%

6.00%
10

6.00%

6.00%

6.25%

6.00%

6.00%

6.00%

6.25%

6.00%

6.00% 6.00%

6.00%

6.00%

6.00%

6.00%

6.00%
11

 

 

6.15%

 

 

 

6.15%

 

   

 

 

 

 

 
12

 

 

6.15%

 

 

 

6.15%

 

   

 

 

 

 

 


Policy loan rate of the contract account value of Universal Life products

Time FPUL FUL SCUL GUL EUL PUL EUL+ SPUL 99 SPUL 65 LPUL03 LPUL05 SPUL20 BEUL CIUL
From 01/01/2017 to 28/02/2017 12.70% 12.70% 12.70% 12.70% 12.70% 12.70% 12.70% 12.70% 12.70% 12.70% 12.70% 12.70% 12.70% 6.70%
From 01/03/2017 to present 12.50% 12.50% 12.50% 12.50% 12.50% 12.50% 12.50% 12.50% 12.50% 12.50% 12.50% 12.50% 12.50% 6.60%
From 01/04/2017 to present 12.20% 12.20% 12.20% 12.20% 12.20% 12.20% 12.20% 12.20% 12.20% 12.20% 12.20% 12.20% 12.20% 6.70%
From 01/05/2017 to present 12.10% 12.10% 12.10% 12.10% 12.10% 12.10% 12.10% 12.10% 12.10% 12.10% 12.10% 12.10% 12.10% 6.70%
From 01/06/2017 to present 12.10% 12.10% 12.10% 12.10% 12.10% 12.10% 12.10% 12.10% 12.10% 12.10% 12.10% 12.10% 12.10% 6.70%
From 01/07/2017 to present 12.00% 12.00% 12.00% 12.00% 12.00% 12.00% 12.00% 12.00% 12.00% 12.00% 12.00% 12.00% 12.00% 6.70%
From 01/11/2017 to present

11.90%

11.90% 11.90% 11.90% 11.90% 11.90% 11.90% 11.90% 11.90% 11.90% 11.90% 11.90% 11.90% 6.70%


Notes:

FPUL: Universal Life – Universal Option, Pre-eminent Option
FUL: Universal Life – Family Package A1, A2 and BII
SCUL: Universal Life - Senior Citizen
GUL: Universal Life - Key Person Option
SPUL 99: Universal Life - Single Premium Payment A & B
SPUL 65: Universal Life - Single Premium Payment 65
EUL: Universal Life -  Universal Option 2013, Pre-eminent Option 2013
PUL: Premier Universal Life 2013
CIUL: Universal Life - Critical Illness
EUL+: Universal Life – Executive Universal Life Plus
BEUL: Future Asset Management