MediCare

Comprehensive medical insurance for groups, families, and individuals. Full coverage for surgeon fees, hospital services, and day case treatments. Flexible choice of insurance benefits. Premiums designed to meet customer needs.

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Key benefits

Coverage limit up to VND 1B

Full coverage for hospital service, surgeon fee

Transparent, fast and fair claim procedure

Room and Board limit up to VND 4mil per day

No waiting period for special diseases

Free support 24/7 from hotline 1800 599 998

Insurance benefits

Hospital Services	M1 (VND)	M2 (VND)	M3 (VND)	M4 (VND)
Overall annual limit	120,000,000	250,000,000	500,000,000	1,000,000,000
All Hospital Service Including surgeon fee, operation room, surgical appliances, investigations, nursing and hospital charges, etc	Fully covered	Fully covered	Fully covered	Fully covered
Room and Board Per day	1,000,000	1,500,000	2,500,000	4,000,000
Intensive Care Unit  Per day	2,500,000	4,000,000	6,000,000	15,000,000
Companion Bed Per day Accompanied dependent child below 18, max 10 days per year	Not applicable	Not applicable	Not applicable	1,000,000
Oncology Treatment Treatment given for cancer received as an In-patient or Day-patient at the Hospital Maximum per policy year	50,000,000	100,000,000	250,000,000	Fully covered
Day Case Treatment Admitted to a Hospital bed but does not stay overnight Maximum per policy year	Fully covered	Fully covered	Fully covered	Fully covered
Local Ambulance Services The medically necessary road ambulance transportation services to and from a local Hospital	Fully covered	Fully covered	Fully covered	Fully covered
Organ Transplant In respect of kidney, heart, liver and bone narrow transplants Maximum per Sickness or Injury	Fully covered	Fully covered	Fully covered	Fully covered
Pre and Post Hospitalisation Treatment Outpatient expenses incurred within 30 days before admission and 90 days following hospital discharge Maximum per hospitalisation	6,000,000	8,000,000	10,000,000	20,000,000
Emergency Ward Treatment Services performed in a Hospital casualty ward or emergency room for a period of not more than 24 hours	6,000,000	10,000,000	15,000,000	Fully covered
Nursing at Home Maximum 182 days per policy year	Fully covered	Fully covered	Fully covered	Fully covered
Emergency Dental Treatment Immediately following an accident and the teeth repaired must have been sound and natural Maximum per policy year	Not applicable	Not applicable	20,000,000	50,000,000
AIDS/HIV Occurring during the Period of Insurance of this Policy, including the subsequent renewal year(s) and manifests itself after five years of continuous coverage under the Policy from the first Effective Date	Not applicable	Not applicable	Not applicable	10% of Annual Overall Limit/lifetime
Emergency Medical Evacuation/Repatriation	Fully covered	Fully covered	Fully covered	Fully covered
Repatriation of Mortal Remains	Fully covered	Fully covered	Fully covered	Fully covered
Medical/Legal information and assistance	24/7	24/7	24/7	24/7

Outpatient Services	O1 (VND)	O2 (VND)	O3 (VND)	O4 (VND)
Outpatient Annual Overall Limit	10,000,000	15,000,000	20,000,000	30,000,000
General Outpatient Services	Fully covered	Fully covered	Fully covered	Fully covered
Specialist Outpatient Services	Fully covered	Fully covered	Fully covered	Fully covered
Laboratory and x-ray Services Upon referral	Fully covered	Fully covered	Fully covered	Fully covered
Prescribed Drugs Upon referral	Fully covered	Fully covered	Fully covered	Fully covered
Chinese Herbalist, Bonesetter & Acupuncture Limit per visit Maximum 10 visits per policy year	150,000/visit limit	150,000/visit limit	200,000/visit limit	300,000/visit limit
Physiotherapy and Chiropractor Treatment Upon referral Limit per visit Maximum 15 visits per policy year	200,000/visit limit	300,000/visit limit	400,000/visit limit	600,000/visit limit

Dental Services (Available when applying together with optional outpatient and subject to 20% co-payment)	O1 (VND)	O2 (VND)	O3 (VND)	O4 (VND)
Dental Overall Annual Limit	10,000,000	10,000,000	10,000,000	10,000,000
Routine Oral Examination Including scaling & polishing Once per year, maximum per policy year	2,000,000	2,000,000	2,000,000	2,000,000
Basic Dental Services Extraction, amalgam fillings, x-rays, periodontal scaling	Fully covered	Fully covered	Fully covered	Fully covered
Major Dental Services Removal of impacted, buried or unerupted teeth, Root Canal Treatment, Removal of Solid Odonomes, Apicectomy	Fully covered	Fully covered	Fully covered	Fully covered

Maternity Care (Available when applying together with hospitalisation services)	O1 (VND)	O2 (VND)	O3 (VND)	O4 (VND)
Annual limit	40,000,000	40,000,000	40,000,000	40,000,000
Pre-natal, post-natal services, cost of delivery including all hospital and professional fees and up to 30 days for new-born baby care (Subject to 12-month waiting period)	Fully covered	Fully covered	Fully covered	Fully covered

Frequently asked questions (FAQs)

Expand All Collapse All

Waiting period means the period of consecutive days when the benefits are not payable.

Medicare waiting period:

30 days: for all treatments (except due to accident)
365 days from the first inception date: for all treatments relating to ligaments including reconstruction of ligaments, meniscus tears, all types of cancers, diseases and disorders of musculoskeletal and joints; cardiovascular diseases and disorders

Please read the details at MediCare Policy Wording

Most customers do not need an entrance medical check-up before buying MediCare. However, Chubb will require a medical check-up for insured members:

From 50 years old and over
Have pre-existing condition(s)
BMI of 31 or higher

MediCare is a comprehensive insurance product, with advanced benefits and flexible premium. MediCare provides members with:

Full coverage for surgeon fee
No waiting period for special diseases
No limit on hospitalisation services and number of hospitalisation days
Coverage for general and specialist outpatient treatment services, Prescribed Drugs, etc.

Insured person must be Vietnamese citizens and permanent residents in Vietnam.

Insured persons:

Individual
Family: including legally spouse and children

Age limit at inception: 

New members: from 18 to 54 years old (individual policy) or 64 (family policy except M1, M2)
Renewal members (adult): up tp 74 years old
Children: from 15 days old up to 18 years old, extended to 23 years old if still in continuous full-time education

Minimum number of insured people for group policy:

Plan M1 and M2: 20 members
Plan M3 and M4: 2 members

Resources

list

Direct billing hospital/Clinic network

Download

form

MediCare application form

Download

Need to Make a Claim?

Our claims specialists are here to help you every step of the way with fast, responsive support when you need it most.

Report a Claim

MediCare

Key benefits

Coverage limit up to VND 1B

Full coverage for hospital service, surgeon fee

Transparent, fast and fair claim procedure

Room and Board limit up to VND 4mil per day

No waiting period for special diseases

Free support 24/7 from hotline 1800 599 998

Insurance benefits

Hospital services

Outpatient services

Dental services

Maternity care

Frequently asked questions (FAQs)

Resources

Direct billing hospital/Clinic network

MediCare application form

Need to Make a Claim?

MediCare

Key benefits

Coverage limit up to VND 1B

Full coverage for hospital service, surgeon fee

Transparent, fast and fair claim procedure

Room and Board limit up to VND 4mil per day

No waiting period for special diseases

Free support 24/7 from hotline 1800 599 998

Insurance benefits

Hospital services

Hospital services

Optional coverage

Outpatient services

Dental services

Maternity care

Frequently asked questions (FAQs)

How long is the waiting period for MediCare?

Do I need an entrance medical check-up before buying MediCare?

Why should I choose Medicare?

Medicare Eligibility Criteria

Resources

Direct billing hospital/Clinic network

MediCare application form

Need to Make a Claim?