Group HealthCare

Improve your employee's quality of life with Chubb Assurance's world-class health plan.

Key benefits

1. Medical examination and treatment in Vietnam or overseas

2. Full cover for surgical expenses, oncology treatment, local ambulance service, organ transplant and home nursing

3. No limit on hospital services or the number of hospitalisation days; No limit on the number of doctor's visits or the cost of each doctor's visit

4. Free annual medical check-up & vaccination

5. No waiting period for special disease

We have got your needs covered

Hospital services

Hospital Services Plan H1 - Classic (VND) Plan H2 - Executive (VND) Plan H3 - Premier (VND)

Hospital Services Overall Annual Limit

2,200,000,000

6,600,000,000

22,000,000,000

All Hospital Services
Including surgeon fee, operation room, surgical appliance, investigations, nursing and hospital charges, etc

Fully covered

Fully covered

Fully covered

Room and Board – per day

Standard Private Room up to 5,500,000

Standard Private Room up to 7,150,000

Standard Private Room

Intensive Care Unit – per day

16,500,000

16,500,000

Fully covered

Companion Bed – per day 
(accompanied dependent child below 18, maximum 10 days/year)

2,200,000

3,960,000

Fully covered

Oncology Treatment
Treatment given for cancer received as an In-patient or Day-patient at the Hospital (Maximum per policy year)

Fully covered

Fully covered

Fully covered

Day Case Treatment
Admitted to a Hospital bed but does not stay overnight (Maximum per policy year)

110,000,000

Fully covered

Fully covered

Local Ambulance Services
The medically necessary road ambulance transportation services to and from a local Hospital

Fully covered

Fully covered

Fully covered

Organ Transplant
In respect of kidney, heart, liver and bone narrow transplants (Maximum per Sickness or Injury)

Fully covered

Fully covered

Fully covered

Pre and Post Hospitalisation Treatment
Outpatient expenses incurred within 30 days before admission & 90 days following hospital discharge (Maximum per hospitalisation)

33,000,000

44,000,000

110,000,000

Emergency Ward Treatment
Services performed in a Hospital casualty ward or emergency room for a period of not more than 24 hours

Fully covered

Fully covered

Fully covered

Nursing at Home
Maximum 182 days per policy year

Fully covered

Fully covered

Fully covered

Psychiatric Treatment
For a maximum of 30 days hospitalisation per policy year after 24 months cover 
Maximum per policy year

Not application

Not application

220,000,000

Emergency Dental Treatment
Immediately following an accident and the teeth repaired must have been sound and natural
Maximum per policy year

220,000,000

440,000,000

1,100,000,000

AIDS/HIV
occurring during the Period of Insurance of this Policy, including the subsequent renewal year(s) and manifests itself after five years of continuous coverage under the Policy from the first Effective Date

10% of Annual Overall Limit/lifetime

10% of Annual Overall Limit/lifetime

10% of Annual Overall Limit/lifetime

Emergency Medical Evacuation/Repatriation

Fully covered

Fully covered

Fully covered

Repatriation of Mortal Remains

Fully covered

Fully covered

Fully covered

Medical/Legal information and assistance

24-hour access

24-hour access

24-hour access

Compassionate Visit

1 Economy Class Return Ticket

1 Economy Class Return Ticket

1 Economy Class Return Ticket

Return of Minor Child

1 Economy Class One Way Ticket

1 Economy Class One Way Ticket

1 Economy Class One Way Ticket

Outpatient services

Outpatient Services Plan H1 - Classic (VND) Plan H2 - Executive (VND) Plan H3 - Premier (VND)

Outpatient Annual Overall Limit: Plan H1 and H2

110,000,000

110,000,000

Fully covered inclusive in the Basic Cover Overall Limit

General Outpatient Services

Fully covered

Fully covered

Fully covered

Specialist Outpatient Services

Fully covered

Fully covered

Fully covered

Laboratory and x-ray Services (upon referral)

Fully covered

Fully covered

Fully covered

Prescribed Drugs (upon referral)

Fully covered

Fully covered

Fully covered

Chinese Herbalist, Bonesetter & Acupuncture
(Limit per visit, maximum 10 visits per policy year)

990,000 per visit limit

990,000 per visit limit

990,000 per visit limit

Physiotherapy and Chiropractor Treatment (upon referral)
(Limit per visit, maximum 15 visits per policy year)

1,320,000 per visit limit

1,320,000 per visit limit

1,320,000 per visit limit

Hormone Replacement Therapy
Maximum per policy year

44,000,000

44,000,000

44,000,000

Annual Medical Examination/Vaccination/Work Permit Medical Check-up
Maximum per policy year

3,000,000

3,000,000

3,000,000

Dental services (*)

Dental Services (*) Plan H1 - Classic (VND) Plan H2 - Executive (VND) Plan H3 - Premier (VND)

Dental Overall Annual Limit

33,000,000

33,000,000

33,000,000

Routine Oral Examination (including scaling & polishing) 
(once per year, maximum per policy year)

2,200,000

2,200,000

2,200,000

Basic Dental Services
(Extraction, amalgam fillings, x-rays, periodontal scaling)

Fully covered

Fully covered

Fully covered

Major Dental Services

  • After 9 months’ insurance cover - Removal of impacted, buried or unerupted teeth, Root Canal Treatment, Removal of Solid Odonomes, Apicectomy
  •  After 12 months’ insurance cover - Crown and Bridges, Dentures

Fully covered

Fully covered

Fully covered

Important information

 

  • Zone 1 (Z1): Worldwide subject to VND44,000,000 deductible for any Disability in USA and Canada 
  • Zone 2 (Z2): Vietnam, China, Thailand, Singapore, Taiwan, South Korea, Japan, Malaysia, Indonesia and Philippines 
  • Zone 3 (Z3): Worldwide 
  • Zone 4 (Z4): Worldwide excluding USA and Canada

Insured persons: 

  • Full-time employees
  • Dependants of employees, including spouses and children 

Age of inception:  

  • New members: from 15 days up to 64 years old 
  • Renewal members: maximum 74 years old 

  • The premium rates are effective from 15 Sep 2015 and are applicable to Occupation I and II and for standard risks 
  • The summary in this brochure supports customers to evaluate the benefits of HealthCare insurance. Reasonable and customary charges will apply to any benefit payment 
  • This insurance policy is only available to Vietnamese citizens and permanent residents in Vietnam, excluding citizens of countries under sanctions or embargoes by the United Nations, the United States of America, the European Union or the United Kingdom

  • (*) Insurance policies issued during the transition period shall be subject to the terms and conditions specified in the quotation and/or renewal notice/renewal quotation/insurance policy

Resources

form

Application form - Group

form

Application form - Employee

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