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Your home is more than bricks and mortar. It’s full of memories and you're reflected in every detail. So if you experience a claim, you’ll most likely want your life back, and to rebuild without hassles, headaches, or delay.
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Whether you’re renovating the entire house, updating your kitchen or installing a new home theater, before you get started be sure you have a complete fire alarm system in place. Here’s why:
- Contractors only have so much insurance.
While contractors often have a certain amount of insurance coverage for these situations, it is important to contact your agent/broker whenever you are planning renovations to your home. You may need to increase the limits on your home policy while renovations are happening to be appropriately insured.
- There will be more people in your home.
Renovations often mean builders such as carpenters, electricians, roofers, and plumbers are in the house, which increases the risk to the home.
Installing a temporary central fire alarm during renovations
Before renovating your home, consider having a professional alarm company install a temporary but thorough central fire alarm system that protects all areas of your home with a heat sensor, including attics, garages, and crawl spaces. Once construction is complete and before you move into the space, you’ll want to replace the temporary system with a permanent central fire alarm system that includes smoke detectors in all finished living spaces and heat sensors in all attic, garage, and crawl spaces.
We’re here to help
At Chubb, we look for ways to do more for our clients, like providing risk engineering recommendations that can help you take steps to prevent losses from happening in the first place. Chubb Risk Consultants are also available to provide guidance throughout the home assessment process, addressing alarm systems and other measures that can be used to reduce the risk of fire in your home and keep you, your family, and your new (or updated) home safe.
If you would like to find out more on how you can protect your home, leave your contact details via the 'Contact Me' button below and our representatives will get in touch with you.
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Disclaimer - The content of the above article is not intended to constitute professional advice. Although all content is believed to be accurate, Chubb Insurance Singapore Limited (Chubb) makes no warranty or guarantee about the accuracy, completeness, or adequacy of the content of this article. Users relying on any content do so at their own risk.