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Your home is more than bricks and mortar. It’s full of memories and you're reflected in every detail. So if you experience a claim, you’ll most likely want your life back, and to rebuild without hassles, headaches, or delay.
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Did you know jewelry is twice as likely to be lost or misplaced than stolen?
If you’d like to keep your important papers and small valuables away from burglars, fire or natural causes (i.e. flood), here are four questions you can ask yourself to determine whether you should store them in a bank safety deposit box, an in-home safe, or both.
1. How valuable are your items?
If items are not replaceable or very valuable, such as expensive jewellery or special documents, you’ll want to keep them in a bank safe. If they are not as valuable or can be easily replaced, an in-home safe is probably good enough.
2. How often do you need these items?
If you only use items, such as fine jewellery, on special occasions, a bank safe may work well, but if you use them nearly every day or at least once a week, a bank safe would be inconvenient and a good in-home safe may be a better idea.
3. Will you be away from home for an extended period of time?
If you’re planning to be away from home for an extended period of time, be sure to put all of your valuables in a bank safe. If you’re gone for a weekend or a couple days, you probably don’t need to go to that length, and an in-home safe will work fine.
4. How secure is your in-home safe?
If you use an in-home safe, make sure it has a drill torch and fire resistant rating of 30 minutes or more, is too heavy for a burglar to carry or is bolted to the floor or home structure. If your safe doesn’t meet these requirements, you may want to keep your valuables in the bank safe instead.
If you need advice about where to store your specific valuables or would like to find out more on how you can protect your valuable possessions, leave your contact details via the 'Contact Me' button below and our representatives will get in touch with you.
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Disclaimer - The content of the above article is not intended to constitute professional advice. Although all content is believed to be accurate, Chubb Insurance Singapore Limited (Chubb) makes no warranty or guarantee about the accuracy, completeness, or adequacy of the content of this article. Users relying on any content do so at their own risk.