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With Ride Cover, you'll be eligible for a Delay Voucher of Php 50 if your Grab driver arrives 15 minutes late after the estimated time of arrival. Furthermore, you will also be entitled to a free Personal Accident Insurance with a maximum benefit of up to Php1,000,000. Perfect for when things like unexpected traffic jams happen.


Simply opt in to Ride Cover for PHP 7 per trip. Upon opt in, PHP 7 will be added to subsequent eligible fares. In the event of an unforeseen accident, easily re-trace your ride in-app to file a claim.

Coverage Highlights


Free Personal Accident Coverage

The free personal accident insurance consists of existing coverage and the additional coverage from Ride Cover. Both are paid by Grab.

If an accident happens during your Grab ride in the Philippines, you can claim a payout.

Death or permanent disability

  • Up to Php 1,000,000 per claim for yourself and immediate family members on top of Grab's existing coverage


Voucher for Pick-up Delay

If your pick up is delayed 15 minutes or more after the estimated arrival time, you get a php 50 Grab ride voucher*

*limited to 1 voucher a day

Disclaimer: Voucher for pick-up delay is provided by Grab and is not an insurance product. It is an added feature exclusive to Ride Cover.


This Group Policy does not cover, and the Company will not pay or indemnify any amount, directly or indirectly, caused by, as a consequence of, in connection with or is contributed to by any of the following:

  1. War, invasion, act of foreign enemy, hostilities, civil war, mutiny, riot, strike and civil commotion, rebellion, revolution, insurrection or military or usurped power;
  2. Acts of Terrorism;
  3. Suicide, or any attempt thereat, suicide pacts or agreements, while sane or insane, or any self-inflicted injury;
  4. Illegal acts of the Insured or the Insured's executors, administrators, legal heirs or personal representatives; or
  5. The Insured having taken a drug, unless it is proved that the drug was medically prescribed and was taken in accordance with the proper medical prescription.

Product Information