Our History
Combined Insurance Company of America has a rich culture and history, dating back to its founding in Chicago in 1922.
W. Clement Stone started the business more than 100 years ago with just $100, and through the years it grew as a provider of supplmenetal life, health and accident insurance to employees at the worksite and individuals. The company became part of Chubb in 2008.
Chubb Benefits, as it is now known, is one of the fastest-growing provider of benefits at the worksite (Eastbridge Consulting, 2025), has been named one of the top employers for veterans in the U.S. (Military Friendly Employer, 2017-2025), and centers its philosophy around positive thinking philosophy (PMA).
Chubb Benefits is a leading provider of supplemental accident, health, disability, and life insurance products in the U.S.* and Canada. It goes to market under Workplace Solutions, Combined U.S. and Combined Canada. The company has an A+ rating by the Better Business Bureau and an A + (Superior) financial strength rating by AM Best.
Chubb is a world leader in insurance. With operations in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients.
As an underwriting company, we assess, assume and manage risk with insight and discipline. We service and pay our claims fairly and promptly. The company is also defined by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength and local operations globally. Parent company Chubb Limited is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index. Chubb maintains executive offices in Zurich, New York, London, Paris and other locations, and employs approximately 40,000 people worldwide. Additional information can be found at: www.chubb.com.
* In New York, products are underwritten by Combined Life Insurance Company of New York (Latham, NY).
