Life is unpredictable. Insurance shouldn’t be.
Traveling for business or vacation. Working at a job site or commuting. Playing sports, going to summer camp, or even volunteering for a non-profit.
Accidents and illnesses can happen suddenly-anytime, anywhere. A satisfactory response requires financial and operational solutions that go beyond statutory and standard insurance coverages. Our Accident & Health products
are designed for organizations that want to be prepared for potential stakeholder accidents or sicknesses so they can help ensure they'll be handled in a way that is consistent with their expectations, values, and standards.
How? They can address coverage gaps and supplement Workers' Compensation, General Liability, Medical, and Life policies to provide the financial and operational solutions that are truly needed when these complex situations arise.
Looking for comprehensive, world-class insurance designed to meet your specific needs? Chubb Accident & Health crafts programs that integrate with current coverage and can help organizations meet their standard of care for their people.
What are the key benefits of Accident & Health Insurance?
Accidental Death & Dismemberment
Lump-sum cash benefits that help replace lost income in the event of serious injury or death
Out-of-Country Medical
Medical payments at the point-of-service for accidents or illnesses that occur when traveling out of country
Medical Evacuation
Transportation to nearest facility for the best possible care
Security Evacuation
Coordination of safe transport out of danger or disaster zones
Travel Inconvenience Benefits
Cash benefits in the event of loss of personal property or travel reservation costs due to unexpected events, interruptions, or cancellations
Accident Medical
Helps pay the medical bills for injuries occurring at sponsored events
Who uses Accident & Health Insurance?
Fortune 500 companies. Small- and medium-sized businesses. Schools. Non-profits. All of these may have coverage gaps that can be addressed by Accident & Health insurance.
Examples of Accident & Health Clients by Coverage Type
Participant Accident / Scholastic & Institutional Global Risk
- K-12 Schools
- Childcare Programs/Schools
- Higher Education
- High School Exchange
- Non-Profit/Charitable Organizations
- Religious/Faith-Based Organizations
- Amateur Sports
- Entertainment/TV Productions
- Youth Recreational Groups/Camps
Corporate Accident & Sickness
Organizations with:
- Employees who travel on business (foreign or domestic)
- Highly compensated employees
- Employees who work in hazardous occupations
- Expatriate and long-term assignees
- Employees who work in customerfacing roles
- Employees working remotely or voluntary overseas arrangements
- Employees traveling on vacation
The value of Chubb Accident & Health
The combined expertise of our dedicated underwriting, claims, and product development teams allows us to craft programs to address the A&H coverage needs of organizations of all sizes.
A&H specialists on our team
A&H group policies in place
of Fortune 500 companies have an A&H policy with Chubb.
of experience writing A&H
As of January 31, 2023
A sudden illness abroad. Instant support.
When a consultant became seriously ill while traveling abroad for work, our coverage helped ensure she received the care she needed.
Emergency care after a study-abroad trip took an unexpected turn
How quality, timely assistance was provided quickly when a bus full of students overturned in Peru.
Paving a path to recovery after severe sports injuries
One high school sports season. Two student athletes, each with severe on-field injuries. Our coverage helped soften the financial impact and provide valuable benefits that helped them afford specialized care.
Providing financial support after a tragic loss
When a sales leader was involved in a fatal car accident en route to a local meeting, we helped provide his family with meaningful insurance benefits.
Pick top-tier coverage
Experience. Innovation. Craftsmanship.
Discover our product suite.
Corporate Accident & Sickness
Helps employers respond to the accident and sickness risks faced by their employees and stakeholders when traveling on business or leisure, working, or on a 24-hour basis.
Scholastic/Institutional Global Risk
Coverage for individuals traveling on behalf of higher education institutions, cultural groups, sports teams, and more.
Special Risk
Helps pay for the out of pocket expenses due to accidental injuries that may occur while at school, participating in sports or recreational activities, while volunteering and more.
Workers' Occupational Solutions
On-the-job coverage for organizations with independent contractors or those not required to have Workers' Compensation.
Access our sales tools
Get tools and tips to highlight the value of A&H for your clients — so you can help ensure they're covered.
Download our sales guide for agents and brokers.
The power of Accident & Health
Separate fact from fiction when it comes to Accident & Health. Our report deconstructs the top misconceptions about our products and highlights powerful stats that illustrate the value of our coverages.
visits to the emergency department per year are linked to accidental injuries
of international travelers become ill with a travel-related health problem
is how much an evacuation abroad can cost clients without Accident & Health coverages
is how much Accident & Health insurance can decrease Workers' Comensation claims
Let's provide better benefits together
Get in touch with our dedicated team. We'll aim to reply with you within 3 working days.
We deliver when it really matters
Accidents and illnesses can happen quickly and unexpectedly.
That’s why Chubb Accident & Health offers solutions for when Workers' Compensation, General Liability, Medical, and Life policies aren't enough.
We provide inusrance protection with industry-leading coverage terms, world-class underwriting, and claims management from experienced professionals to provide responses that meet clients' real needs.
We take pride in our craftsmanship and have the strength, insight, and discipline to help prepare for the unexpected.