Smart Savings 12/4 short term savings plan

• Receive 110% of sum assured or premium of the main policy paid, whichever is greater than at the maturity of the contract.
• In case of death before the maturity of the contract, the Company will pay 100% of the sum assured or the surrender value of the policy or the premium of the main policy paid in its entirety, depending on which amount is greater.
• You can choose the age range of premium payment.
  • For the Retirement Savings plan that provides coverage until the age of 60 years old with premium payment period until the age of 55 years old only.
  • For the Retirement Savings plan that provides coverage until the age of 65 years old with premium payment period until the age of 60 years old only.
• Additional coverage can be purchased as needed, such as health insurance, accident insurance, and critical illness insurance, etc.
• Enjoy personal income tax deduction benefit of paid premium following the conditions of Thailand Revenue Department (read more)

Retirement Savings plan that provides coverage until the age of 60 years old.

Retirement Savings plan that provides coverage until the age of 65 years old.

Note: % of the sum assured

*or surrender value or total premiums paid, whichever is greater
**or total premiums paid, whichever is greater.

• Issued age:
  • 20 – 50 years old for Retirement Savings plan that provides coverage until the age of 60 years old.
  • 20 – 55 years old the Retirement Savings plan that provides coverage until the age of 65 years old.
• Minimum sum assured: THB 100,000 per policy.

1. Non-disclosure or misrepresentation of any facts
2. Commit suicide within 1 year or intentionally being murdered by the beneficiary

Please read exclusion details as stated in the policy contract.

Policy applicants should study, read, and comprehend about coverage details and conditions before deciding to purchase. The company's underwriting guideline will be applied. For more information, the insured can find from policy contract.