The ever-changing technology your organization relies on to conduct its business can also significantly increase its vulnerability to cyber security threats — any of which may result in significant out-of-pocket and reputational costs that can devastate your dental practice’s bottom line.
Even if your organization uses state-of-the-art data security controls, your assets may still be at risk.
That’s why Chubb and DBC created CyberSecurity for Dental Practices.
Why your practice needs cyber security insurance
- Health care organizations are commonly targeted.
- The culprit is often someone close to your organization.
- The perpetrator could live halfway around the globe.
- A data breach can result from a simple mistake.
- Incidents of cyber fraud are steadily increasing.
Be prepared for these cyber risks
- Identity theft resulting from lost or stolen personal health information (PHI), Social Security numbers or credit card, driver’s license or financial information.
- Hacker theft of confidential information.
- Lawsuits stemming from a security failure or alleged technology error or omission that result in damages to your patients.
- Costs related to privacy notification, crisis management and disaster recovery.
Coverage highlights
- Third-party liability coverage for:
- Disclosure Liability, including lawsuits by patients alleging unauthorized access to or dissemination of their protected health information
- Regulatory Fines and Penalties, such as those brought under HIPAA
- Reputational Liability, including suits alleging disparagement of services, libel, slander, defamation and invasion of privacy
- First-party cyber fraud expenses for:
- Privacy notification expenses, including the cost of notifying affected patients and providing credit monitoring services even when state law doesn’t require notification
- Crisis management expenses, including the cost of public relations consultants and cost of establishing call centers
- Additional Coverage may be available by endorsement for:
- Written records and files
About DBC
Dentists Benefits Corporation (DBC) has exclusively served dentists for more than 25 years, providing risk management, business and financial-related insurance products. DBC is a wholly owned subsidiary of The ODS Companies. Visit us online at www.dentistsbenefits.com/cybersecurity
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Your independent agent or broker, and our strategic alliances team are here to help you.