Renter's Insurance

Losses Insured

1. Fire
2. Lightning Strike
3. Burst and explosion
4. Objects falling, flying in, crashing and collapsing from outside the building
5. Exposure to water due to an accident occurring to the plumbing equipment or occurring in another room
6. Violence and vandalism from a riot and labor dispute
7. Flood
8. Burglary and theft (household articles, currencies, checks, deposits and savings certificates, and tickets)
9. Wind, hail, or snow
10. Breakage/Defacement (accidental losses other than 1. – 9. above)
    
     

Extra Expense
We will pay extra expenses when the insurance benefits for damage to the Insured Property are paid (excluding the damage caused by theft of currencies, checks, deposits and savings certificates, and tickets).

Debris Removal Expense
We will pay the expenses necessary for removing the debris of the Insured Property damaged by a loss insured when the insurance benefits for damage to the Insured Property are paid (excluding the damage caused by theft of currencies, checks, deposits and savings certificates, and tickets).

Accidental Fire Solatium Expense
We will pay the expenses to cover solatium expenses the insured incurred when a fire, burst or explosion occurs in the building specified in the policy, resulting in the damage, loss or taint to third party property.

Earthquake Fire Expense
We will pay the expenses when a fire caused by an earthquake, eruption or tsunami results in the total destruction of the Insured Property or the destruction of more than half of the building in which the Insured Property is located.

Water Pipe Repair Expense
We will pay the expenses when an exclusive water pipe in the building in which the Insured Property is located bursts due to freezing and is repaired at own expense.

Door Lock Replacement Expense
We will pay the expenses to cover the actual cost to replace door lock of the building when the insurance benefits for the damage of 8. Burglary and theft are paid, or when a key carried by the insured out of the building specified in the policy is stolen in Japan.

 

Liability / Repair Expense

• Personal Liability
• Lessee’s Liability
• Repair Expense

Legal Protection Expense

Stalker Response Expense (Optional Coverage Clause)

Emergency Rental / Moving Expense (Optional Coverage Clause)