A beginner's guide to life insurance

At the most basic level, life insurance is a contract where you pay money to an insurance company in return for the company guaranteeing to pay out an agreed amount to your dependents and beneficiaries in the event of your death. However, some types of life insurance also enable you to build savings and borrow money against the value of the policy.

Beginner's three step guide to financial planning

For anybody thinking seriously about building up their savings, it is essential to begin with a plan. Having a financial plan will not only help you better manage your money to set aside funds for savings, it will also give you guidance for what will be a long-term action plan.

Planning for retirement

Financial planning for retirement can feel scary, given the large amount that has to be saved. But protecting your financial security in retirement needn’t be quite so overwhelming, especially if you have a solid plan in place. Here are a few tips to help.

Why you should be saving for the future?

The importance of saving your money cannot be underestimated. Making regular savings is one of the best financial habits you can develop. Some experts even say the habit of saving is just as important as the amount you actually save. But why exactly should you be paying more attention to growing your savings?