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About Chubb

Chubb is the world’s largest publicly traded property and casualty insurer. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients.

Headquartered in Bahrain, the Regional Office coordinates the activities of the Chubb group’s property and casualty businesses in the Middle East & North Africa and provides specialist technical support.

The MENA region is currently undergoing rapid growth and Chubb’s expertise in Energy, Construction, Financial Lines, Property, Marine and Liability insurance provision, as well as our market-leading Accident & Health practice, means that we are well-placed to service the needs of clients and brokers.

Building on a long heritage of serving local insurance markets, Chubb in MENA aims to develop new markets and bring innovative and tailored risk management solutions to the region, fulfilling our promise of ‘Insuring Progress’.

Chubb in Tunisia

In Tunisia we are a reinsurance branch of ACE American Insurance Company and it is a Chubb entity. Our business in Tunisia has the same rating as the mother Company (AA S&P) and it is writing facultative business from North Africa, West & central Africa and partially from East Africa. We are based in Tunisia since 2013 and it is writing all lines of business with the same underwriting capacities like any Chubb entity around the world.

Our business in Tunisia has been involved in the reinsurance of numerous important accounts, most notably in the area of Power Generation, Energy and Construction. In addition, we are playing an active role in launching new products in the various covered markets with the partnership of the cedants of the region.

Tunisia is almost 165,000 square kilometres (64,000 sq mi) in area, with an estimated population of about 10.77 million. Situated on the Mediterranean coast of North Africa Tunisia's climate is temperate in the north, with mild rainy winters and hot, dry summers. The south of the country is composed of the Sahara desert, with much of the remainder consisting of particularly fertile soil and 1,300 kilometres (810 mi) of coastline.

The majority of Tunisia's population (around 98%) are Muslims while about 1% follow Christianity and the remaining 1% adhere to Judaism or other religions.

Arabic is the official language in Tunisia but due to the former French occupation, French also plays a major role in the country, despite having no official status. It is widely used in education,  the press, and in business. The adult literacy rate is around 78% and the Net enrolment ratio in primary education is about 99%.

The Tunisian legal system is heavily influenced by French civil law, while the Law of Personal Status is based on Islamic law. Tunisia's first modern constitution was the Fundamental Pact of 1857. This was followed by the Constitution of 1861 which is considered as the 1st constitution in the Arabic world.

Tunisia is also known by the advanced woman status compared to the Arabic and African countries. Tunisia achieved independence from France in 1956 led by Habib Bourguiba.

In 2011, a revolution resulted in the overthrow of autocratic President Zine El Abidine Ben Ali and the first free elections in the country were held. Since then, Tunisia has been consolidating its young democracy.

Tunisia has an association agreement with the European Union and is a member of the Arab Maghreb Union, the Arab League, and the African Union.

Tunisia now finds itself as an export-oriented country in the process of liberalizing and privatizing an economy. Tunisia has a diverse economy, ranging from agriculture, mining, manufacturing, and petroleum products, to tourism.

The European Union remains Tunisia's first trading partner, currently accounting for about 72.5% of Tunisian imports and about 75% of Tunisian exports. Tunisia is one of the European Union's most established trading partners in the Mediterranean region. Tunisia was the first Mediterranean country to sign an Association Agreement with the European Union, in July 1995.