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Excess and Surplus Insurance (E&S Insurance)

Coverages for unique or complex exposures offered through Westchester, a Chubb Company

Overview

E&S insurance coverage

Wholesale insurance clients come to us for E&S insurance that serves the large corporate, middle and small market segments.  Our portfolio of E&S insurance coverage includes:

Brokerage products

  • Environmental Insurance
  • Inland Marine Insurance
  • Product Recall Insurance
  • Financial Lines Insurance
  • Property Insurance
  • Casualty Insurance

Small business products

  • Small Commercial Lines
  • Small Professional Lines
  • Middle Market
  • Select Binding

Program offerings

  • Programs

These coverages and more are offered through Westchester, a Chubb company. With a history that dates back more than 150 years, Westchester, headquartered in Alpharetta, Georgia, was acquired by ACE Limited in 1998 and is today a part of the North American segment of the Chubb Group.

Westchester Fire Insurance Company is licensed as a multi-line property and casualty insurer in all 50 states, the District of Columbia, U.S. Virgin Islands, Guam and Puerto Rico. Westchester Surplus Lines Insurance Company is an eligible surplus lines insurer in 49 states, District of Columbia, Puerto Rico, and U.S. Virgin Islands. Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company are A.M. Best rated A++ and S&P AA-.

Westchester also writes policies on: Illinois Union, ACE American, ACE Property & Casualty and ACE Fire Underwriters paper.

Excess & Surplus
Excess & Surplus

Westchester is the E&S specialty insurance group within Chubb that serves both the large corporate, middle and small market segments.