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Health insurance

Health Premium Extra Rider

Live a healthier lifestyle, every stage of life with a new all-in-one health insurance product

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A lump sum benefit payment covering medical treatment up to 30,000,000 baht per year*.
Double maximum lump sum benefit payment, for 10 specified critical illnesses**, up to 60,000,000 baht per year*.
A lump sum benefit payment of up to 100,000 baht for 10 specified critical illnesses**.
Highlighted Benefits
  • Level up  the actual cost coverage with annual limit up to 30 million baht per policy year*
  • Worry free  double maximum lump sum benefit payment for 10 specified critical illnesses** up to 60,000,000 baht per policy year* and coverage continues for next 3 policy year*.
  • No worries a lump sum benefit payment of up to 100,000 baht, for 10 specified critical illnesses**.
  • Comprehensive coverage for treatment of chronic kidney disease and cancer treatments of radiotherapy and chemotherapy.
  • Feel comfy a lump sum benefit payment, when being admitted in an Intensive Care Unit (ICU) at actual cost.
  • Complete annual coverage for a health checkup, vaccinations, and dental treatment ***.
  • Happy coverage for rehabilitation after being discharged from hospital.
  • Expand coverage emergency overseas travel during the first 90 days of each trip.
  • Confident provides benefits of hospital and surgical that covers until aged 86 years old.
  • Receive the benefit from personal income tax deduction for premium paid, according to the requirements of The Revenue Department (Learn more).

Coverage and Benefits Health Premium Extra Rider

Note: For additional benefits of compensation coverage in case of critical illness is not included in maximum benefit per policy year.

* per policy year.
**10 specified critical illnesses: Invasive Cancer, Bacterial meningitis, Chronic Kidney Failure, Chronic Liver Disease / End-stage Liver disease / Liver failure, Acute Heart Attack, Major Stroke, Surgery to Aorta, Coronary Artery By-pass Surgery, Open Heart Surgery for the Heart Valve, Major Organs Transplantation or Bone Marrow Transplantation
*** For coverage plans up to 30 million baht per policy year.

The table above is merely a summary of key benefits, conditions, and exclusions. 


Preliminary Underwriting Guideline
  • Applicable insured age
    > Plan 1-5: 11–70 years old (Renewable up to aged 85 years old)
    > Plan 6:  16–70 years old (Renewable up to aged 85 years old)
  • Subject to underwriting rules, a health checkup is performed.
Preliminary conditions and exceptions
  • Any pre-existing conditions and illnesses that occur within 30 days after the policy effective date, or the latest effective date in the case of policy reinstatement (waiting period)
  • Chronic diseases, uncured illnesses, and injuries, including the treatment of congenital and genetic diseases and learning disabilities before the policy effective date.
  • Ordinary health check-up, diagnostic test or any treatment requests which are beyond medical necessity or standard.
Policy applicants should read and understand about coverage details and conditions before deciding to purchase. Company underwriting guideline will be applied. Coverage details and conditions are as stated in policy contract.
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