Personal Insurance

Future Asset Management Universal Life

Being an advanced variant of Chubb Life’s suite of Universal Life products, this new product is a long-term and disciplined financial planning tool, offering a solution for family-oriented customers who have a strong commitment to accumulate their wealth and to attain comprehensive financial protection for themselves and their family members.

Coverage Highlights

The brand-new “Future Asset Management” product is a long-term and disciplined financial planning tool and therefore customers can enjoy the below benefits:

No allocation fees charged for main insured and dependents:

  • 100% of the deposited premium is allocated into one policy. Customers can enjoy a higher policy account value as allocation fees are not charged for this product.
  • The main insured’s dependents can enjoy the supplementary benefits under one policy account value without paying any extra allocation fees.

Attractive persistency bonus to increase policy account value:

  • Customers are eligible for a special persistency bonus to increase their policy account value. The bonus can go up to 12% of the average account value of the first 10 years; or up to 18% of the average account value of the preceding 10 years at the 20th year.

The base plan of the “Future Asset Management” product is a single life flexible premium Universal Life insurance contract, there are four supplemental benefits attached to the product’s base plan:

  • Accidental death or dismemberment
  • Total and permanent disability
  • Staged critical illness
  • Hospital cash ben

Future Asset Management Universal Life

Please see Policy Wordings for full details

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