The brand-new “Future Asset Management” product is a long-term and disciplined financial planning tool and therefore customers can enjoy the below benefits:
No allocation fees charged for main insured and dependents:
- 100% of the deposited premium is allocated into one policy. Customers can enjoy a higher policy account value as allocation fees are not charged for this product.
- The main insured’s dependents can enjoy the supplementary benefits under one policy account value without paying any extra allocation fees.
Attractive persistency bonus to increase policy account value:
- Customers are eligible for a special persistency bonus to increase their policy account value. The bonus can go up to 12% of the average account value of the first 10 years; or up to 18% of the average account value of the preceding 10 years at the 20th year.
The base plan of the “Future Asset Management” product is a single life flexible premium Universal Life insurance contract, there are four supplemental benefits attached to the product’s base plan:
- Accidental death or dismemberment
- Total and permanent disability
- Staged critical illness
- Hospital cash ben
Please see Policy Wordings for full details