If circumstances require you to evacuate the office and have your employees to work remotely for an extended period, it’s not always a simple matter of just sending them home. Depending on your business and their specific job responsibilities, they may need a substantial “care package” to be able to do their job from home effectively. While traditional care packages consist of snacks and drinks, your office evacuation care package might include of the resources and supplies they’d normally have access to in the office.
Make sure it's the real thing.
With the demand for sports memorabilia, there is also a rather lucrative market for fakes. So, be sure to do your research before you buy. It’s safest to purchase from the official stores of reputable organizations like the MLB, NFL, NBA, NASCAR, and NFL, or make sure your item has been examined and approved by an authenticating company such as Professional Sports Authenticators (PSA) or Memorabilia Evaluation and Research Services (MEARS). If the item has been reviewed by one of these firms, it will have a certificate of authenticity.
Choose an insurer who knows collectibles and can give you extras.
Most homeowner's policies will cover some of your valuables—up to a certain amount. But if you have (or are building) a more extensive collection, you may want to consider purchasing a Valuable Articles policy from an insurance company, like Chubb, who can provide the protection you need to replace a lost, stolen, or damaged item.
Verify that it has a secondary market.
Not every piece of sports memorabilia is worth insuring. If it has a secondary market, it’s probably worth some money, and therefore worth protecting.
Consider inflation.
In certain cases, Chubb will pay up to 150 percent of the amount your item is worth today. Although it’s wise to get your items appraised periodically, Chubb ensures that if your item is worth more today than you thought—and it is lost, stolen, or damaged—you can replace it today.
Review your collection regularly.
Any time you purchase a new item for your collection, you will want to add it to your insurance policy. However, with Chubb, you don’t have to do it immediately. Your newly acquired items are covered for up to 90 days up to 25 percent of the policy limit, if you’re already covered for items like it on your policy.
Make sure it's the real thing.
With the demand for sports memorabilia, there is also a rather lucrative market for fakes. So, be sure to do your research before you buy. It’s safest to purchase from the official stores of reputable organizations like the MLB, NFL, NBA, NASCAR, and NFL, or make sure your item has been examined and approved by an authenticating company such as Professional Sports Authenticators (PSA) or Memorabilia Evaluation and Research Services (MEARS). If the item has been reviewed by one of these firms, it will have a certificate of authenticity.
Make sure it’s the real thing.
With the demand for sports memorabilia, there is also a rather lucrative market for fakes. So, be sure to do your research before you buy. It’s safest to purchase from the official stores of reputable organizations like the MLB, NFL, NBA, NASCAR, and NFL, or make sure your item has been examined and approved by an authenticating company such as Professional Sports Authenticators (PSA) or Memorabilia Evaluation and Research Services (MEARS). If the item has been reviewed by one of these firms, it will have a certificate of authenticity.
Choose an insurer who knows collectibles and can give you extras.
Most homeowner's policies will cover some of your valuables—up to a certain amount. But if you have (or are building) a more extensive collection, you may want to consider purchasing a Valuable Articles policy from an insurance company, like Chubb, who can provide the protection you need to replace a lost, stolen, or damaged item.
Verify that it has a secondary market.
Not every piece of sports memorabilia is worth insuring. If it has a secondary market, it’s probably worth some money, and therefore worth protecting.
Consider inflation.
In certain cases, Chubb will pay up to 150 percent of the amount your item is worth today. Although it’s wise to get your items appraised periodically, Chubb ensures that if your item is worth more today than you thought—and it is lost, stolen, or damaged—you can replace it today.
Review your collection regularly.
Any time you purchase a new item for your collection, you will want to add it to your insurance policy. However, with Chubb, you don’t have to do it immediately. Your newly acquired items are covered for up to 90 days up to 25 percent of the policy limit, if you’re already covered for items like it on your policy.
Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com. Insurance provided by ACE American Insurance Company and its U.S.-based Chubb underwriting company affiliates. This document is advisory in nature and is offered as a resource to be used together with your professional insurance advisors in maintaining a loss prevention program. No liabilities or warranties are assumed or provided by the information contained in this document.
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