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Having a baby? 6 ways to protect your new family

father kissing his baby

When you’re preparing for a new baby, things can get a little crazy. After all, you’re busy preparing for your new arrival, gathering all the baby stuff you’ll need, and baby-proofing your home. While you’re at it, don’t forget these ways to protect you and your new family member(s):
 

  1. Make sure you have smoke alarms outside each bedroom.

    You should have at least one smoke alarm on each floor and one outside each bedroom or sleep area (including the new nursery). Do not put one in the kitchen or bathroom, because it’s too easy for it to go off accidently – and you don’t want to ignore it when it does.

  2. Install CO alarms.

    Because carbon monoxide (CO) is a colorless, odorless, tasteless and toxic gas that can be produced by malfunctioning appliances – like gas dryers, gas stoves, and gas water heaters – it is wise to have at least one CO alarm placed on each sleeping floor and additional alarms placed near gas-burning appliances.

  1. Consider a security system.

    With a new baby in the house, having a security system in place may help you sleep better at night (if the baby allows it), knowing assistance is just a moment away if you need help or someone tries to break in.

  2. Have a water leak detection system installed.

    The last thing you need when you have a new baby is water damage because you forgot to turn off the faucet or one of your appliances springs a leak. With a leak detection system in place, you can rest assured that you’ll be notified immediately if a leak appears – before it can get out of hand and cause damage.

  3. Secure your internet – especially if you are using smart home devices.

    Smart home devices, like baby monitors and cameras, can help us manage our busy lives with a new little one in the house. But, if someone hacks into your wifi, they could see your family’s activities and get access to your financial and personal information. Make sure you have the best security on your internet possible – and know where to get help if you’re hacked. 

  1. Move your valuables out of reach.

    While your newborn may not be able to knock over your valuable sculptures yet, tired parents can also be their own hazards. You may want to consider putting your most valuable, breakable pieces away in storage for a while, to ensure they stay safe and in one piece. 

This document is advisory in nature and is offered as a resource to be used together with your professional insurance advisors in maintaining a loss prevention program. It is an overview only and is not intended as a substitute for consultation with your insurance broker, or for legal, engineering or other professional advice.

Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at chubb.com. Insurance provided by ACE American Insurance Company and its U.S. based Chubb underwriting company affiliates. All products may not be available in all states. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. Surplus lines insurance sold only through licensed surplus lines producers. Chubb, 202 Hall's Mill Road, Whitehouse Station, NJ 08889-1600.

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