If you’d like to keep your important papers and small valuables away from burglars, fire or natural disaster, here are four questions you can ask yourself to determine whether you should store them in a bank safety deposit box, an in-home safe, or both.

  1. How valuable are your items?
    If items are not replaceable or very valuable, such as expensive jewelry or special documents, you’ll want to keep them in a bank safe. If they are not as valuable or can be easily replaced, an in-home safe is probably good enough.

  2. How often do you need these items?
    If you only use items, such as fine jewelry, on special occasions, a bank safe may work well, but if you use them nearly every day or at least once a week, a bank safe would be inconvenient and a good in-home safe may be a better idea.

    Valuables Img1
  3. Will you be away from home for an extended period of time?
    If you’re planning to be away from home for an extended period of time, be sure to put all of your valuables in a bank safe. If you’re gone for a weekend or a couple days, you probably don’t need to go to that length, and an in-home safe will work fine.

  4. How secure is your in-home safe?
    If you use an in-home safe, make sure it has a tool and torch resistant rating of 30 minutes or more (TL-30/TR-30), is too heavy for a burglar to carry or is bolted to the floor or home structure. If your safe doesn’t meet these requirements, you may want to keep your valuables in the bank safe instead.

    Valuables Img2

If you need advice about where to store your specific valuables, contact your Chubb representative today.

Related Product: Valuables
With our broad coverage and unparalleled service, you can trust Chubb to help protect your valuables.
With our broad coverage and unparalleled service, you can trust Chubb to help protect your valuables.

Find an Agent


Tips & Resources

We help you stay ahead and informed with these helpful tips and tricks

Valuables
Why You Need an Appraisal for Your Collectibles — and How to Get One
Whether you’ve inherited a few pieces of jewelry, are starting to collect sports memorabilia, or have invested in wine or fine art over the
Valuables
5 Reasons Celebrities Insure Their Jewelry (And Why You Should Too)
With the awards season in full swing, many are anxiously waiting to see who will win the most coveted awards—and, of course, who will be we