Whether it’s your engagement ring or a necklace passed down from your grandmother, we know your precious jewelry is often tied to memories of a special time and place in your life. With our comprehensive, flexible coverage and seamless service, we can help protect the very special things you’ve acquired over the years.
Chubb Masterpiece® Valuable Articles Coverage Highlights
Individualized coverageWe offer flexible, worldwide coverage options to meet your unique needs and cover most causes of loss with no deductible.
Automatic coverage for new itemsIf you already have itemized jewelry, fine art, wine or other collectibles, newly acquired items are covered for up to 90 days (25% of the itemized coverage).*
Liberal appraisal requirementsWe only require appraisals for individual jewelry pieces valued at $100,000 or more, fine art items valued at $250,000 or more, and collectibles valued at $50,000 or more. Otherwise, we just need a detailed description and estimated value.
Paying market valueIn certain cases, we’ll pay up to 150 percent of the amount itemized on your policy to account for increases in market value.
Agreed value featureWe’ll work with you upfront to determine the value of your items. Then, for covered total losses, we’ll make sure you’ll get 100% of the agreed value as a cash settlement.
Blanket or Scheduled ItemsProtect an entire collection with blanket coverage, itemize your individual pieces, or do both. It's up to you.