Combined Insurance supplemental insurance products are designed to pay cash benefits directly to the client. Benefits can be used to help fill some of the gaps of your major medical insurance and assist in ensuring nothing falls through the cracks.

Combined Insurance, a Chubb company, is a leading provider of individual supplemental accident, disability, health, and life insurance products.

With a tradition of more than 90 years of success, Combined Insurance has been named one of Ward’s Top 50® Performing Life-Health Insurance Companies in each of the last seven years. Combined Insurance is committed to making the world of supplemental insurance easier to understand.

Accident and Sickness Insurance

  • Accident Protector: Pays cash directly to you when accidental injury leads to emergency room visits, hospitalization and more.
  • Accident and Sickness Protector: Pays cash directly to you for hospital confinement, emergency room treatment, recovery and more.

Disability Insurance

  • SickPay Plus®: Pays you cash when illness or injury prevent you from working.
  • Disability Insurance: Pays benefits directly to you when you are totally disabled and cannot work, for up to two years.

Life Insurance

  • Life Protector: Pays cash directly to you or your loved ones when they need it most.

Specified Disease

  • Cancer Protector: Pays a lump sum cash benefit directly to you if you are diagnosed with or treated for a covered cancer.
  • Cancer Care Protector: Pays cash directly to you when you receive treatment for a covered cancer.
  • Critical Care Protector: Pays benefits directly to you when you are diagnosed with or treated for a covered critical condition.

Related Products

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With liability coverage, let us be your personal peace-of-mind partners.

The information provided on this page is only a brief description. See the actual policy for complete details of the policy plans, features, benefits, rates, definitions, limitations, and exclusions. Products vary by state and are subject to availability and qualifications.

Life, accident and sickness, and disability insurance policies are issued by Combined Insurance Company of America (Chicago, IL) in all states, except New York. In New York, life, accident and sickness, and disability insurance policies are issued by Combined Life Insurance Company of New York (Latham, NY). Combined Insurance Company of America is not licensed and does not solicit business in New York.

Disclaimer: This information is descriptive only. All products may not be available in all jurisdictions. Coverage is subject to the language of the policies as issued.

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