Our Masterpiece Boat and Masterpiece Boat Select policies are designed for all types of pleasure boats 35 feet and less, as well as Personal Watercraft (PWCs) vessels like waverunners and jet skis.

We provide exceptional boat insurance with tailored protection, competitive rates, along with valuable features to protect both boat owners and their vessels.

Chubb Masterpiece® Boats & Yachts Coverage Highlights

  • Total Loss Settlement

    We pay the entire agreed amount, with no deductible, for a total loss. With our Masterpiece Boat Select policy, eligible vessels can receive Replacement Cost coverage up to 120% of the vessel’s insured amount.

  • Partial Loss Settlement

    With our Masterpiece Boat Select policy, the repair or replacement of covered property is paid for without deduction for depreciation on most partial losses.
  • Liability Protection

    Limits of coverage to suit your personal needs, including: legal defense costs, pollution liability coverage as required by the Oil Pollution Act of 1990, and wreck removal.
  • Medical Payments

    Reasonable medical and related expenses are included for all those onboard, boarding or leaving the covered vessel. These benefits are provided on a per occurrence basis. Increased limits are available.
  • Uninsured/Underinsured Boater Coverage

    Coverage for bodily injury to persons aboard the insured watercraft who are injured by an uninsured owner or operator of another vessel.
  • Longshore and Harbor Workers’ Compensation Act (LHWCA)

    When liability coverage is purchased, coverage is automatically provided for those employed aboard the vessel who are within the jurisdiction of the LHWCA.
  • Personal Property & Fishing Equipment Coverage

    Protection is automatically included for the clothing, personal effects and fishing gear of the boat owner and their guests. Optional higher limits are available.
  • Emergency Towing & Assistance

    We automatically include this coverage with optional higher limits available.
  • Trailer Coverage

    Trailers are automatically covered up to the policy limit. Increased limits are available.
  • Precautionary Measures

    Coverage up to the policy limit for the reasonable costs incurred to haul, fuel, or dock the insured watercraft endangered by a covered peril.
  • Coverage for Marinas as Additional Insured

    Marinas, yacht clubs and similar facilities where clients keep their vessels are included as Additional Insureds.

Chubb Tips
75% of boating accidents occur on clear days with good visibility.
Chubb offers some of the most comprehensive protection and services available rain or shine.

Masterpiece® Recreational Marine Insurance Brochure
Masterpiece® Recreational Marine Insurance Brochure
Your client’s guide to watercraft protection. Make sure they’re protected, with the right coverage, so they can relax on and off the water.
Download

Related Products

Home
From high-rise condos to historic buildings, we’ve got your home covered.
Liability
With liability coverage, let us be your personal peace-of-mind partners.

Disclaimer: This information is descriptive only. All products may not be available in all jurisdictions. Coverage is subject to the language of the policies as issued.

Find an Agent


Tips & Resources

We help you stay ahead and informed with these helpful tips and tricks

Boats & Yachts
12 Safety Tips for Recreational Boaters
As the weather warms up, many of us head to lakes, rivers, or the ocean to fish, waterski, cruise, and relax onboard a boat, yacht or other
Boats & Yachts
Understanding Boat Insurance
Insurance coverage is the same from company to company, right? While that may be true for many kinds of insurance, it is not necessarily tr