It doesn’t matter whether you drive a Toyota or a Bentley, a sports car or an SUV. Vehicles today are complex machines. We believe in providing high quality repairs that put your safety first.

Today's vehicles' lightweight construction and specialized technology improve fuel efficiency and protect you and your family, but they also make repairs challenging. With Chubb, your repairs will be made using original equipment manufacturer parts, and with the mechanic of your choice.

We make sure your vehicle is repaired correctly, every time, and that you get some of the best protection on the road.

Chubb Masterpiece® Auto Coverage Highlights

  • Agreed Value Coverage

    With Chubb's optional Agreed Value coverage, you agree to what your car is worth when your policy is written. Then, if your car is stolen or totaled, we'll simply write you a check for the agreed amount. This could save you tens of thousands of dollars or more at the time of a covered loss.

  • Choice of Repair Shop

    Chubb provides you with the freedom to choose your mechanic and body shop – and we’ll pay for it too. Or if you need a referral to a trusted and certified shop, Chubb can offer one through our Masterpiece Auto Preference Services (MAPS).

  • Original Equipment Manufacturer Parts and Procedures

    While many insurers won't pay the cost of original parts, Chubb will. We insist on using original equipment manufacturer (OEM) parts and procedures so your vehicle’s safety systems perform properly in the event of a subsequent accident.

  • Safety Advocates

    Our Auto Technical Specialists are your safety advocates. They oversee all repairs with a focus on safety and quality rather than dollars and cents. So you can be sure your car meets strict manufacturer specifications.

  • Removal of Personal Information

    If your car is totaled and can be accessed, we’ll ensure all personally identifiable information is removed. This includes stored addresses, phone contacts, and even garage door opener codes. It’s just one more way we do more for our clients.

  • Worldwide Rental Car Coverage

    Chubb doesn't limit rental car coverage to the U.S. and Canada – we cover damage to a rental car anywhere in the world. And, when you purchase a liability limit of $1 million or more, you get worldwide auto liability coverage.

  • Rental Car Reimbursement

    Need to rent a car because yours is out of service following an accident? Chubb's Rental Car Reimbursement Coverage enables you to rent a car just like the one you own. We offer the industry's highest amount of coverage – up to $15,000 – with no per-day limit.

  • High Coverage Limits for Liability and Uninsured/ Underinsured Motorists (UM/UIM) Coverage

    Your auto insurance can be a strong line of defense in the event of an accident or a lawsuit. Chubb offers some of the highest limits in the business - up to $10 million in auto liability and $1 million in UM/UIM protection.

Chubb Tips
Did you know 16-year-olds have higher crash rates than drivers of any other age?*
Before purchasing a vehicle, review vehicle safety rating information from the Insurance Institute for Highway Safety, including award-winning vehicles and tips for choosing the best vehicle for your teen driver.

Chubb Masterpiece Auto Brochure
Masterpiece® Auto Insurance Brochure
Learn more about our comprehensive car insurance protection.
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Quote Hero Ed K
They do it with integrity, and they do it with honesty…that’s why I’m a Chubb customer for 15 years.
Ed K., Sacramento, CA

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Disclaimer: This information is descriptive only. All products may not be available in all jurisdictions. Coverage is subject to the language of the policies as issued.

Chubb will make every effort to remove personally identifiable information (PII) from totaled vehicles if retained as part of the loss settlement. In certain circumstances, such as if the vehicle is unable to be powered or entered, removal of PII will not be possible.

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