Insure the valuable items you love with confidence. Learn how you can raise your expectations of what your insurer should deliver.

Your jewelry is more than just something you wear. These priceless pieces evoke memories of a special time in your life.

We cover most causes of loss, like a broken link in your bracelet, or a necklace that goes missing while on a trip - all with no deductible. And we protect your jewelry no matter where you are - whether you’re at home or traveling across the globe.

Jewelry Coverage Highlights

Whether it’s your engagement ring or a necklace passed down from your grandmother, we know your precious jewelry is often tied to memories of a special time and place in your life. With our comprehensive, flexible coverage and seamless service, we can help protect the very special things you’ve acquired over the years.

Here are some of the many coverage highlights available from a Chubb Valuable Articles policy:

  • Worldwide Coverage with No Deductible: We offer worldwide, “all-risk” coverage for most causes of loss - all with no deductible.
  • Newly Acquired Item Coverage: If you already have itemized jewelry or fine art on your policy and you add a new item to your collection, we’ve got you covered. We provide automatic coverage for newly acquired similar items for 90 days (up to $50,000 for jewelry and up to 25 percent of the policy limit for fine art).
  • Inflation Protection: In certain cases, we’ll pay up to 150 percent of the amount itemized on your policy to account for inflation.
  • Liberal Appraisal Requirement: We make it easy. We don’t require appraisals for individual jewelry pieces valued at less than $100,000 and fine art items valued at less than $250,000. All we need is a good description, picture, and estimated value.

Related Resources

Helpful Tips

Limits on many standard homeowner policies for valuables like jewelry and silverware range from $1,000 to $5,000? Is that enough to cover the possessions you love? Find out more through research from the FBI.


Disclaimer: This information is descriptive only. All products may not be available in all jurisdictions. Coverage is subject to the language of the policies as issued.