How to optimize your clients’ coverage.
If your clients’ coverage doesn’t fully protect them against all the risks they face, Chubb can help.
Your clients may have gotten their insurance through a standard carrier. You may have engaged them using some of the language insights we shared with you, and educated them on the premium level of service they could expect as your clients. And while price may be a factor in their decision, optimizing their insurance coverage to fully protect them against the risks they face should also be a main concern.
Here are some examples of how Chubb can help you optimize your clients’ protection...
Case study 01
Ellen & AlexRiding High
- Homes in Illinois and Utah
- Wine and jewelry collections
- Grand piano
- Full-time caretaker

- Condo in Tribeca, NY
- Houses in Maine and Vermont
- Art and antique collections
- Full-time housekeeper

- Home in Sammamish, Washington
- Second home in Montana
- Jewelry, china, and art collections
- Full-time nanny

- Homes in Illinois and Utah
- Wine and jewelry collections
- Grand piano
- Full-time caretaker

- Condo in Tribeca, NY
- Houses in Maine and Vermont
- Art and antique collections
- Full-time housekeeper

- Home in Sammamish, Washington
- Second home in Montana
- Jewelry, china, and art collections
- Full-time nanny
Ellen & Alex
Historic home and horses
- Mid 50’s
- 2 Children
- Homes in IL and UT
Insurance premiums
- Currently they pay$28,482
- They could save$4,732

How Chubb can help your clients optimize their coverage.
A higher deductible and a higher limit on their ranch home)
Installing water leak detection systems in both homes and a temperature monitoring system in the ranch home means they don’t have to worry about water damage or freezing pipes while they’re away.
3 months
Typical time families spend out of their homes while repairs are made after suffering a severe water loss.
Clients’ homes are 7 times more likely* to sustain damage from a plumbing leak than by a fire and 6 times more likely* to sustain a loss from a plumbing leak than being burglarized.
Source: Xactware
Terri & Bill
An Appreciation of Art
- Early 60s
- Condo in Tribeca
- Homes in ME and VT
Insurance premiums
- Currently they pay$34,380
- They could save$6,833

How Chubb can help your clients optimize their coverage.
Increasing the home structure limit on the house in Maine better reflects the true replacement value of the homes, structures and contents.
Installing water leak detection and temperature monitoring systems and keeping all of their home insurance with Chubb helps lower their premiums.
They receive loss premium credits for prevention systems, and lower their premiums with higher deductibles and a portfolio discount, because they’ve put all of their coverage with Chubb.
Kelly & Steve
Moving up and out of the city
- Late 30s
- 2 Children
- Homes in WA and MT
Insurance premiums
- Currently they pay$9,364
- They could save$781

How Chubb can help your clients optimize their coverage.
A higher limit on their Sammamish home will ensure full replacement cost if they suffer a loss.
A higher deductible and credits for installing water leak detection and gas leak detection systems gives them better protection and a discount on their premiums.
A higher limit ensures they will get full replacement value.
A higher deductible, lower personal property limit, installing water and gas leak detection systems, and a gated community discount help reduce their premiums.