Providing you with safety at sea and security on shore.
Whether you own a runabout, sailboat, or yacht, we know that as you cruise across the open water, you're where you belong. Chubb offers some of the most comprehensive protection and services available, so you can enjoy your time on the water, every time you go out.
Your watercraft is more than just a boat. That's why we offer protection that's tailored to your needs at every stage of your experience.
We look for ways to say yes.
When your policy is written, you agree to the value of your boat. If it's damaged beyond repair, we'll write you a check for the agreed amount and waive the deductible.
Extra protection when you need it most.
We offer coverage for injuries you or your guests sustain onboard if you're in an accident with a boat that has limited or no insurance.
The freedom to choose.
We offer a “Select” option with new coverages and higher limits on key coverages, and a single policy option that lets you combine personal watercraft, boats, and yachts of all sizes on a single policy.
Automatic coverage for a new boat.
Your newly-acquired watercraft is automatically protected, as long as you let us know about the purchase within 30 days.
of damage to property as a result of recreational boating accidents, in 2019 alone.
of boating accidents occur on clear days with good visibility.
of boating accidents happen on calm days with waves less than 6”.
Source: 2020 Recreational Boating Statistics, United States Coast Guard
Let us raise your
A claim with Chubb means
you'll get the help you need.
Quick tow to shore
Within the first six hours of a long-awaited vacation, a Chubb client's boat landed on a bed of limestone rock, leaving them stranded in deep water nearly 20 feet from the marsh. Their first call was to Chubb, who quickly coordinated with a local towing company to take them to shore. From there, Chubb worked with the surveyor to get their boat back home and make sure they could get back to enjoying life on the water.
Rescue over the holiday weekend
A Chubb client was spending time on his boat over the Thanksgiving holiday when, late into the night, the boat started to take on water. After getting him safely to shore, Chubb walked him through next steps to raise his boat and save his belongings. The next day, Chubb arranged for a surveyor to inspect his boat, staying in touch throughout the holiday weekend.
At Chubb, we're always looking for ways to do more for our clients. The chart below shows the level of protection you can expect when you're a Chubb client.
* Subject to the policy's limits
Coming into Lay Up
Once a summer ends, many boat owners across the country will begin to prepare their vessels for winter storage. To help you with this important lay-up process, we're sharing our "Going Into Lay-Up" tip-sheet, along with our full length "Going Into Lay-Up" brochure.
Coming Out of Lay Up
It’s spring — and time to prepare for boating season. If your boat was in lay-up over the winter, you’ll need to take care of a few things before it’s ready to go. Here are some suggestions to help you make sure your vessel is ready for a successful launch and a safe and relaxing season.
6 knots to know
An ideal knot to keep the free end of a line from running out of a block or fairlead.
Sometimes referred to as the “King of Knots,” it forms a fixed loop that won’t slip, but is easy to untie.
Used at sea for reefing and furling sails.
Used to secure a line to a ring on a buoy or anchor rode. A strong, chafe-resistant knot.
Reliable, quickly tied, and the hitch most often used in mooring.
The general purpose hitch, used wherever you need a quick, simple way of securing a line around a post, railing, spar or cleat.
We help you stay ahead — and informed — with these helpful articles and resources. Visit https://www.chubb.com/resources for our complete collection of tips and articles.
Boats & Yachts
4 questions to help you decide whether to fix or flip your boat.
Is your boat getting a little tired? Does it need a little work or just a facelift to make it feel more up-to-date? Here are 4 quick questions to help your decision-making process:
Boats & Yachts
12 safety tips for recreational boaters.
With 12 million registered recreational boats in the U.S.*, it's no wonder the waterways are a popular place to go. But, before you head out with friends and family, take note of a few important safety tips.
Boats & Yachts
10 ways to prepare your boat for a hurricane
The climate experts at the National Oceanic and Atmospheric Administration (NOAA) continue to predict active Atlantic hurricane seasons in the coming years. Therefore, boaters in hurricane-prone regions need to take steps to keep their vessels safe from harm or at least minimize potential damage and injuries. To help, we've put together a few important tips.